ELLAFI
Federal • Middletown, Connecticut • Est. 1935
Quick Facts
- Charter Number
- #854
- Type
- Federal
- Established
- 1935
- Headquarters
- Middletown, Connecticut 06457-4215
- Address
- 524 S Main St
- Branches
- 3
- ATMs
- 3
- Members
- 9,893
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,893 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELLAFI |
|---|---|
| Total Assets | $177.8M |
| Members | 9,893 |
| Loans Outstanding | $112.2M |
| Shares & Deposits | $161.0M |
| Net Worth | $12.9M |
| Net Worth Ratio | 7.30% |
| Loan-to-Share Ratio | 69.7% |
| Delinquency Rate | 0.47% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office524 S Main St
Middletown, CT 06457-4215
Meriden Branch
1371 E Main St Ste 9
Meriden, CT 06450-4869
635D
635D S Main St
Middletown, CT 06457-4252
Who Can Join ELLAFI?
Membership Type: Other/Unknown
Membership eligibility for ELLAFI may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELLAFI directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Connecticut
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Connecticut RankingsFrequently Asked Questions
ELLAFI is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ELLAFI has 9,893 members and a potential membership field of 417,953 people.
ELLAFI's reported net worth ratio is 7.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ELLAFI operates 3 branch locations and has access to 3 ATMs. The main office is located at 524 S Main St, Middletown, CT 06457-4215.
ELLAFI was established in 1935. It is a federal credit union chartered under charter number 854. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ELLAFI. All financial data is for informational purposes only.