ELLAFI
Federal • Middletown, Connecticut • Est. 1935
Quick Facts
- Charter Number
- #854
- Type
- Federal
- Established
- 1935
- Headquarters
- Middletown, Connecticut 06457
- Address
- 524 South Main Street
- Branches
- 3
- ATMs
- 3
- Members
- 10,096
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
10,096 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELLAFI |
|---|---|
| Total Assets | $176.3M |
| Members | 10,096 |
| Loans Outstanding | $112.2M |
| Shares & Deposits | $159.0M |
| Net Worth | $12.8M |
| Net Worth Ratio | 7.26% |
| Loan-to-Share Ratio | 70.5% |
| Delinquency Rate | 0.33% |
| Net Income | +$1,082,571 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office524 S Main St
Middletown, CT 06457-4215
Meriden Branch
1371 E Main St Ste 9
Meriden, CT 06450-4869
635D
635D S Main St
Middletown, CT 06457-4252
Who Can Join ELLAFI?
Membership Type: Other/Unknown
Membership eligibility for ELLAFI may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELLAFI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Connecticut RankingsFrequently Asked Questions
Yes. ELLAFI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ELLAFI has 10,096 members and a potential membership field of 417,953 people.
ELLAFI's net worth ratio is 7.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.3%, ELLAFI meets this threshold.
ELLAFI operates 3 branch locations and has access to 3 ATMs. The main office is located at 524 S Main St, Middletown, CT 06457-4215.
ELLAFI was established in 1935. It is a federal credit union chartered under charter number 854. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ELLAFI. All financial data is for informational purposes only.