EM
Federal • Mesa, Arizona • Est. 1952
Quick Facts
- Charter Number
- #7715
- Type
- Federal
- Established
- 1952
- Headquarters
- Mesa, Arizona 85210-6103
- Address
- 50 W Iron Ave
- Branches
- 2
- Members
- 2,174
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,174 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EM |
|---|---|
| Total Assets | $11.5M |
| Members | 2,174 |
| Loans Outstanding | $6.6M |
| Shares & Deposits | $9.7M |
| Net Worth | $1.8M |
| Net Worth Ratio | 15.68% |
| Loan-to-Share Ratio | 68.7% |
| Delinquency Rate | 0.50% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
E M Federal Credit Union
Main Office50 W Iron Ave
Mesa, AZ 85210-6103
Data Storage Centers
2223 E Magnolia St
Phoenix, AZ 85034-6816
Who Can Join EM?
Membership Type: Community
Membership eligibility for EM may vary. Contact the credit union directly to confirm qualification requirements.
Contact EM directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Arizona
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Arizona RankingsFrequently Asked Questions
EM is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EM has 2,174 members and a potential membership field of 4,100 people.
EM's reported net worth ratio is 15.68% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EM operates 2 branch locations. The main office is located at 50 W Iron Ave, Mesa, AZ 85210-6103.
EM was established in 1952. It is a federal credit union chartered under charter number 7715. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EM. All financial data is for informational purposes only.