EMBLEM
State-Chartered • Gadsden, Alabama • Est. 1959
Quick Facts
- Charter Number
- #67252
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Gadsden, Alabama 35901
- Address
- 702 Walnut St
- Branches
- 8
- Members
- 29,577
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
29,577 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMBLEM |
|---|---|
| Total Assets | $619.2M |
| Members | 29,577 |
| Loans Outstanding | $468.2M |
| Shares & Deposits | $550.2M |
| Net Worth | $69.0M |
| Net Worth Ratio | 11.15% |
| Loan-to-Share Ratio | 85.1% |
| Delinquency Rate | 0.42% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations
Emblem Credit Union
Main Office702 Walnut St
Gadsden, AL 35901
Emblem Credit Union
1008 Portwood Dr
Albertville, AL 35951-7316
Emblem Credit Union
1440 Chesnut Byp
Centre, AL 35960-2815
Emblem Credit Union
230 US Highway 431
Anniston, AL 36206-2120
Emblem Credit Union
700 Gault Ave S
Fort Payne, AL 35967-1628
Who Can Join EMBLEM?
Membership Type: Community
Membership eligibility for EMBLEM may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMBLEM directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
EMBLEM is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EMBLEM has 29,577 members and a potential membership field of 784,931 people.
EMBLEM's reported net worth ratio is 11.15% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EMBLEM operates 8 branch locations. The main office is located at 702 Walnut St, Gadsden, AL 35901.
EMBLEM was established in 1959. It is a state-chartered credit union chartered under charter number 67252. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EMBLEM. All financial data is for informational purposes only.