EMBOLD
Federal • Oregon City, Oregon • Est. 1957
Quick Facts
- Charter Number
- #11793
- Type
- Federal
- Established
- 1957
- Headquarters
- Oregon City, Oregon 97045
- Address
- PO Box 2020
- Branches
- 10
- ATMs
- 10
- Members
- 36,495
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
36,495 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMBOLD |
|---|---|
| Total Assets | $592.1M |
| Members | 36,495 |
| Loans Outstanding | $442.2M |
| Shares & Deposits | $527.3M |
| Net Worth | $59.1M |
| Net Worth Ratio | 9.99% |
| Loan-to-Share Ratio | 83.8% |
| Delinquency Rate | 0.99% |
| Net Income | +$5,613,971 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 10 ATMs
Admin Branch
Main Office15099 SE Mcloughlin Blvd
Milwaukie, OR 97267
Oregon City Branch
270 Warner Milne RD
Oregon City, OR 97045-4044
Molalla Branch
1525 W Main St
Molalla, OR 97038
Sandy Branch
37077 Highway 26
Sandy, OR 97055
CANBY BRANCH
223 NE 2ND AVE
CANBY, OR 97013
Who Can Join EMBOLD?
Membership Type: Other/Unknown
Membership eligibility for EMBOLD may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMBOLD directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. EMBOLD is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EMBOLD has 36,495 members and a potential membership field of 2,362,979 people.
EMBOLD's net worth ratio is 9.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, EMBOLD meets this threshold.
EMBOLD operates 10 branch locations and has access to 10 ATMs. The main office is located at 15099 SE Mcloughlin Blvd, Milwaukie, OR 97267.
EMBOLD was established in 1957. It is a federal credit union chartered under charter number 11793. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EMBOLD. All financial data is for informational purposes only.