EMERALD EMPIRE
Federal • Springfield, Oregon • Est. 1954
Quick Facts
- Charter Number
- #9877
- Type
- Federal
- Established
- 1954
- Headquarters
- Springfield, Oregon 97477
- Address
- 850 Beltline Rd
- Branches
- 2
- Members
- 2,544
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,544 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMERALD EMPIRE |
|---|---|
| Total Assets | $27.7M |
| Members | 2,544 |
| Loans Outstanding | $20.0M |
| Shares & Deposits | $21.6M |
| Net Worth | $5.8M |
| Net Worth Ratio | 21.04% |
| Loan-to-Share Ratio | 92.4% |
| Delinquency Rate | 0.33% |
| Net Income | +$160,730 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Emerald Empire Federal Credit Union
Main Office850 Beltline Rd
Springfield, OR 97477
EWEB Federal Credit Union
255 Coburg Rd
Eugene, OR 97401
Who Can Join EMERALD EMPIRE?
Membership Type: Other/Unknown
Membership eligibility for EMERALD EMPIRE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMERALD EMPIRE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oregon RankingsFrequently Asked Questions
Yes. EMERALD EMPIRE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EMERALD EMPIRE has 2,544 members and a potential membership field of 382,000 people.
EMERALD EMPIRE's net worth ratio is 21.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.0%, EMERALD EMPIRE meets this threshold.
EMERALD EMPIRE operates 2 branch locations. The main office is located at 850 Beltline Rd, Springfield, OR 97477.
EMERALD EMPIRE was established in 1954. It is a federal credit union chartered under charter number 9877. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EMERALD EMPIRE. All financial data is for informational purposes only.