EMPLOYEES CHOICE
Federal • El Cajon, California • Est. 1960
Quick Facts
- Charter Number
- #13526
- Type
- Federal
- Established
- 1960
- Headquarters
- El Cajon, California 92020
- Address
- 266 S Magnolia Ave Ste 101
- Branches
- 2
- Members
- 1,068
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,068 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMPLOYEES CHOICE |
|---|---|
| Total Assets | $23.0M |
| Members | 1,068 |
| Loans Outstanding | $8.7M |
| Shares & Deposits | $20.2M |
| Net Worth | $2.7M |
| Net Worth Ratio | 11.66% |
| Loan-to-Share Ratio | 43.0% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Employees Choice Federal Credit Union
Main Office266 S Magnolia Ave Ste 101
El Cajon, CA 92020
La Mesa Branch
7839 University Ave Ste 101
La Mesa, CA 91942
Who Can Join EMPLOYEES CHOICE?
Membership Type: Community
Membership eligibility for EMPLOYEES CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMPLOYEES CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
EMPLOYEES CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EMPLOYEES CHOICE has 1,068 members and a potential membership field of 3,000 people.
EMPLOYEES CHOICE's reported net worth ratio is 11.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EMPLOYEES CHOICE operates 2 branch locations. The main office is located at 266 S Magnolia Ave Ste 101, El Cajon, CA 92020.
EMPLOYEES CHOICE was established in 1960. It is a federal credit union chartered under charter number 13526. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EMPLOYEES CHOICE. All financial data is for informational purposes only.