ENCENTUS
Federal • Tulsa, Oklahoma • Est. 1970
Quick Facts
- Charter Number
- #20015
- Type
- Federal
- Established
- 1970
- Headquarters
- Tulsa, Oklahoma 74104
- Address
- 1320 S Lewis Ave
- Branches
- 1
- ATMs
- 3
- Members
- 4,580
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
4,580 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENCENTUS |
|---|---|
| Total Assets | $20.8M |
| Members | 4,580 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $17.7M |
| Net Worth | $3.6M |
| Net Worth Ratio | 17.42% |
| Loan-to-Share Ratio | 41.2% |
| Delinquency Rate | 4.01% |
| Net Income | $-22,025 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 3 ATMs
Main Office
Main Office1320 S Lewis Ave
Tulsa, OK 74104-4205
Who Can Join ENCENTUS?
Membership Type: Community
Membership eligibility for ENCENTUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENCENTUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Oklahoma
Browse all federally insured credit unions in Oklahoma, ranked by assets, members, and financial health score.
View Oklahoma RankingsFrequently Asked Questions
Yes. ENCENTUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ENCENTUS has 4,580 members and a potential membership field of 161,500 people.
ENCENTUS's net worth ratio is 17.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, ENCENTUS meets this threshold.
ENCENTUS operates 1 branch location and has access to 3 ATMs. The main office is located at 1320 S Lewis Ave, Tulsa, OK 74104-4205.
ENCENTUS was established in 1970. It is a federal credit union chartered under charter number 20015. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ENCENTUS. All financial data is for informational purposes only.