ENCOMPASS
Federal • Tipton, Indiana • Est. 1953
Quick Facts
- Charter Number
- #8548
- Type
- Federal
- Established
- 1953
- Headquarters
- Tipton, Indiana 46072-1636
- Address
- 221 N Main St
- Branches
- 5
- ATMs
- 4
- Members
- 16,435
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
16,435 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENCOMPASS |
|---|---|
| Total Assets | $263.9M |
| Members | 16,435 |
| Loans Outstanding | $211.8M |
| Shares & Deposits | $235.0M |
| Net Worth | $22.2M |
| Net Worth Ratio | 8.39% |
| Loan-to-Share Ratio | 90.1% |
| Delinquency Rate | 1.39% |
| Net Income | +$4,810,946 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Tipton Branch
201 N Main St
Tipton, IN 46072
Holiday Road Branch
2115 W Holiday Rd
Frankfort, IN 46041-9100
Maish Road Branch
1035 N Maish Rd
Frankfort, IN 46041-2989
Corporate Office
Main Office221 N Main St
Tipton, IN 46072-1636
Reed Road Branch
4020 South Reed Road
Kokomo, IN 46901
Who Can Join ENCOMPASS?
Membership Type: Other/Unknown
Membership eligibility for ENCOMPASS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENCOMPASS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. ENCOMPASS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ENCOMPASS has 16,435 members and a potential membership field of 130,000 people.
ENCOMPASS's net worth ratio is 8.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, ENCOMPASS meets this threshold.
ENCOMPASS operates 5 branch locations and has access to 4 ATMs. The main office is located at 221 N Main St, Tipton, IN 46072-1636.
ENCOMPASS was established in 1953. It is a federal credit union chartered under charter number 8548. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ENCOMPASS. All financial data is for informational purposes only.