ENCOMPASS
Federal • Tipton, Indiana • Est. 1953
Quick Facts
- Charter Number
- #8548
- Type
- Federal
- Established
- 1953
- Headquarters
- Tipton, Indiana 46072-1636
- Address
- 221 N Main St
- Branches
- 5
- ATMs
- 4
- Members
- 16,200
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
16,200 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENCOMPASS |
|---|---|
| Total Assets | $265.3M |
| Members | 16,200 |
| Loans Outstanding | $205.9M |
| Shares & Deposits | $242.0M |
| Net Worth | $22.5M |
| Net Worth Ratio | 8.48% |
| Loan-to-Share Ratio | 85.1% |
| Delinquency Rate | 1.20% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Tipton Branch
201 N Main St
Tipton, IN 46072
Holiday Road Branch
2115 W Holiday Rd
Frankfort, IN 46041-9100
Maish Road Branch
1035 N Maish Rd
Frankfort, IN 46041-2989
Corporate Office
Main Office221 N Main St
Tipton, IN 46072-1636
Reed Road Branch
4020 South Reed Road
Kokomo, IN 46901
Who Can Join ENCOMPASS?
Membership Type: Other/Unknown
Membership eligibility for ENCOMPASS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENCOMPASS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
ENCOMPASS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ENCOMPASS has 16,200 members and a potential membership field of 130,000 people.
ENCOMPASS's reported net worth ratio is 8.48% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ENCOMPASS operates 5 branch locations and has access to 4 ATMs. The main office is located at 221 N Main St, Tipton, IN 46072-1636.
ENCOMPASS was established in 1953. It is a federal credit union chartered under charter number 8548. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ENCOMPASS. All financial data is for informational purposes only.