ENCOMPASS NIAGARA
Federal • Niagara Falls, New York • Est. 1934
Quick Facts
- Charter Number
- #24873
- Type
- Federal
- Established
- 1934
- Headquarters
- Niagara Falls, New York 14304
- Address
- 2525 Military Rd
- Branches
- 1
- ATMs
- 1
- Members
- 2,758
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,758 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENCOMPASS NIAGARA |
|---|---|
| Total Assets | $24.1M |
| Members | 2,758 |
| Loans Outstanding | $13.6M |
| Shares & Deposits | $21.2M |
| Net Worth | $2.8M |
| Net Worth Ratio | 11.66% |
| Loan-to-Share Ratio | 64.0% |
| Delinquency Rate | 1.59% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Encompass Niagara Federal Credit Union
Main Office2525 Military Rd
Niagara Falls, NY 14304
Who Can Join ENCOMPASS NIAGARA?
Membership Type: Other/Unknown
Membership eligibility for ENCOMPASS NIAGARA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENCOMPASS NIAGARA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
ENCOMPASS NIAGARA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ENCOMPASS NIAGARA has 2,758 members and a potential membership field of 209,570 people.
ENCOMPASS NIAGARA's reported net worth ratio is 11.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ENCOMPASS NIAGARA operates 1 branch location and has access to 1 ATMs. The main office is located at 2525 Military Rd, Niagara Falls, NY 14304.
ENCOMPASS NIAGARA was established in 1934. It is a federal credit union chartered under charter number 24873. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ENCOMPASS NIAGARA. All financial data is for informational purposes only.