ENERGY
State-Chartered • West Roxbury, Massachusetts • Est. 1931
Quick Facts
- Charter Number
- #66369
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- West Roxbury, Massachusetts 02132
- Address
- 156 Spring St
- Branches
- 2
- ATMs
- 4
- Members
- 5,616
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,616 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENERGY |
|---|---|
| Total Assets | $129.1M |
| Members | 5,616 |
| Loans Outstanding | $88.8M |
| Shares & Deposits | $107.5M |
| Net Worth | $21.5M |
| Net Worth Ratio | 16.69% |
| Loan-to-Share Ratio | 82.5% |
| Delinquency Rate | 0.38% |
| Net Income | +$179,298 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 4 ATMs
Spring Street
Main Office156 Spring St
West Roxbury, MA 02132
Peadbody Branch
12 Chestnut st
Peabody, MA 01960
Who Can Join ENERGY?
Membership Type: Community
Membership eligibility for ENERGY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENERGY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
ENERGY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ENERGY has 5,616 members and a potential membership field of 6,281,803 people.
ENERGY's reported net worth ratio is 16.69% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ENERGY operates 2 branch locations and has access to 4 ATMs. The main office is located at 156 Spring St, West Roxbury, MA 02132.
ENERGY was established in 1931. It is a state-chartered credit union chartered under charter number 66369. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ENERGY. All financial data is for informational purposes only.