ENERGY
State-Chartered • West Roxbury, Massachusetts • Est. 1931
Quick Facts
- Charter Number
- #66369
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- West Roxbury, Massachusetts 02132
- Address
- 156 Spring St
- Branches
- 2
- ATMs
- 4
- Members
- 5,620
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
5,620 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENERGY |
|---|---|
| Total Assets | $124.4M |
| Members | 5,620 |
| Loans Outstanding | $87.6M |
| Shares & Deposits | $102.8M |
| Net Worth | $21.4M |
| Net Worth Ratio | 17.16% |
| Loan-to-Share Ratio | 85.2% |
| Delinquency Rate | 1.40% |
| Net Income | +$714,803 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 4 ATMs
Spring Street
Main Office156 Spring St
West Roxbury, MA 02132
Peadbody Branch
12 Chestnut st
Peabody, MA 01960
Who Can Join ENERGY?
Membership Type: Community
Membership eligibility for ENERGY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENERGY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. ENERGY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ENERGY has 5,620 members and a potential membership field of 6,345,669 people.
ENERGY's net worth ratio is 17.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.2%, ENERGY meets this threshold.
ENERGY operates 2 branch locations and has access to 4 ATMs. The main office is located at 156 Spring St, West Roxbury, MA 02132.
ENERGY was established in 1931. It is a state-chartered credit union chartered under charter number 66369. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ENERGY. All financial data is for informational purposes only.