ENERGY PLUS
State-Chartered • Indianapolis, Indiana • Est. 1925
Quick Facts
- Charter Number
- #65458
- Type
- State-Chartered
- Established
- 1925
- Headquarters
- Indianapolis, Indiana 46221-1710
- Address
- 1230 W Morris St
- Branches
- 3
- Members
- 3,881
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,881 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENERGY PLUS |
|---|---|
| Total Assets | $44.0M |
| Members | 3,881 |
| Loans Outstanding | $32.0M |
| Shares & Deposits | $36.7M |
| Net Worth | $7.1M |
| Net Worth Ratio | 16.03% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 0.29% |
| Net Income | +$329,615 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main Office
Main Office1230 W Morris St
Indianapolis, IN 46221-1710
Petersburg Branch
6925 N State Road 57
Petersburg, IN 47567
Citizen's Gas Branch
2020 N Meridian St
Indianapolis, IN 46202
Who Can Join ENERGY PLUS?
Membership Type: Community
Membership eligibility for ENERGY PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENERGY PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. ENERGY PLUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ENERGY PLUS has 3,881 members and a potential membership field of 1,202,655 people.
ENERGY PLUS's net worth ratio is 16.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.0%, ENERGY PLUS meets this threshold.
ENERGY PLUS operates 3 branch locations. The main office is located at 1230 W Morris St, Indianapolis, IN 46221-1710.
ENERGY PLUS was established in 1925. It is a state-chartered credit union chartered under charter number 65458. The institution has been serving members for 101 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ENERGY PLUS. All financial data is for informational purposes only.