ESCONDIDO
Federal • Escondido, California • Est. 1959
Quick Facts
- Charter Number
- #13402
- Type
- Federal
- Established
- 1959
- Headquarters
- Escondido, California 92033-1957
- Address
- PO Box 1957
- Branches
- 1
- ATMs
- 1
- Members
- 2,082
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,082 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ESCONDIDO |
|---|---|
| Total Assets | $65.4M |
| Members | 2,082 |
| Loans Outstanding | $22.5M |
| Shares & Deposits | $56.4M |
| Net Worth | $8.7M |
| Net Worth Ratio | 13.38% |
| Loan-to-Share Ratio | 39.8% |
| Delinquency Rate | 0.01% |
| Net Income | +$934,186 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Escondido Federal Credit Union
Main Office201 N Broadway
Escondido, CA 92025
Who Can Join ESCONDIDO?
Membership Type: Community
Membership eligibility for ESCONDIDO may vary. Contact the credit union directly to confirm qualification requirements.
Contact ESCONDIDO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. ESCONDIDO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ESCONDIDO has 2,082 members and a potential membership field of 6,300 people.
ESCONDIDO's net worth ratio is 13.38% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.4%, ESCONDIDO meets this threshold.
ESCONDIDO operates 1 branch location and has access to 1 ATMs. The main office is located at 201 N Broadway, Escondido, CA 92025.
ESCONDIDO was established in 1959. It is a federal credit union chartered under charter number 13402. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ESCONDIDO. All financial data is for informational purposes only.