EVERWISE
State-Chartered • South Bend, Indiana • Est. 1931
Quick Facts
- Charter Number
- #60060
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- South Bend, Indiana 46601-1805
- Address
- 110 S Main St
- Branches
- 49
- ATMs
- 52
- Members
- 298,815
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
298,815 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EVERWISE |
|---|---|
| Total Assets | $5.7B |
| Members | 298,815 |
| Loans Outstanding | $4.5B |
| Shares & Deposits | $5.0B |
| Net Worth | $512.5M |
| Net Worth Ratio | 8.99% |
| Loan-to-Share Ratio | 89.0% |
| Delinquency Rate | 0.67% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
49 locations · 52 ATMs
Avon 26
7607 E US Highway 36
Avon, IN 46123
Concord 24
4574 Elkhart Rd
Elkhart, IN 46517
Corporate 11
Main Office110 S Main St
South Bend, IN 46601-1805
County Road 6 29
201 County Road 6 W
Elkhart, IN 46514
Crawfordsville 18
1570 S US Highway 231
Crawfordsville, IN 47933-9409
Who Can Join EVERWISE?
Membership Type: Community
Membership eligibility for EVERWISE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EVERWISE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
EVERWISE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EVERWISE has 298,815 members and a potential membership field of 6,878,771 people.
EVERWISE's reported net worth ratio is 8.99% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EVERWISE operates 49 branch locations and has access to 52 ATMs. The main office is located at 110 S Main St, South Bend, IN 46601-1805.
EVERWISE was established in 1931. It is a state-chartered credit union chartered under charter number 60060. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EVERWISE. All financial data is for informational purposes only.