EXCITE
State-Chartered • San Jose, California • Est. 1952
Quick Facts
- Charter Number
- #68441
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- San Jose, California 95125
- Address
- 265 Curtner Avenue
- Branches
- 6
- ATMs
- 6
- Members
- 45,844
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
45,844 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EXCITE |
|---|---|
| Total Assets | $618.1M |
| Members | 45,844 |
| Loans Outstanding | $457.0M |
| Shares & Deposits | $578.9M |
| Net Worth | $43.1M |
| Net Worth Ratio | 6.97% |
| Loan-to-Share Ratio | 78.9% |
| Delinquency Rate | 1.08% |
| Net Income | +$3,647,525 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Curtner
265 Curtner Ave
San Jose, CA 95125
Corporate Office
Main Office151 Bernal Rd
San Jose, CA 95119-1306
Blossom Valley
848A Blossom Hill Rd
San Jose, CA 95123
Glen Meade
2465 S 17th St
Wilmington, NC 28401
Racine
237 Racine Dr
Wilmington, NC 28403
Who Can Join EXCITE?
Membership Type: Community
Membership eligibility for EXCITE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EXCITE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. EXCITE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EXCITE has 45,844 members and a potential membership field of 5,157,063 people.
EXCITE's net worth ratio is 6.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
EXCITE operates 6 branch locations and has access to 6 ATMs. The main office is located at 151 Bernal Rd, San Jose, CA 95119-1306.
EXCITE was established in 1952. It is a state-chartered credit union chartered under charter number 68441. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EXCITE. All financial data is for informational purposes only.