EXCITE
State-Chartered • San Jose, California • Est. 1952
Quick Facts
- Charter Number
- #68441
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- San Jose, California 95119-1306
- Address
- 151 Bernal Rd
- Branches
- 6
- ATMs
- 6
- Members
- 45,798
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
45,798 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EXCITE |
|---|---|
| Total Assets | $615.2M |
| Members | 45,798 |
| Loans Outstanding | $452.8M |
| Shares & Deposits | $576.9M |
| Net Worth | $42.8M |
| Net Worth Ratio | 6.95% |
| Loan-to-Share Ratio | 78.5% |
| Delinquency Rate | 0.92% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Curtner
265 Curtner Ave
San Jose, CA 95125
Corporate Office
Main Office151 Bernal Rd
San Jose, CA 95119-1306
Blossom Valley
848A Blossom Hill Rd
San Jose, CA 95123
Glen Meade
2465 S 17th St
Wilmington, NC 28401
Racine
237 Racine Dr
Wilmington, NC 28403
Who Can Join EXCITE?
Membership Type: Community
Membership eligibility for EXCITE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EXCITE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
EXCITE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EXCITE has 45,798 members and a potential membership field of 5,177,065 people.
EXCITE's reported net worth ratio is 6.95% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EXCITE operates 6 branch locations and has access to 6 ATMs. The main office is located at 151 Bernal Rd, San Jose, CA 95119-1306.
EXCITE was established in 1952. It is a state-chartered credit union chartered under charter number 68441. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EXCITE. All financial data is for informational purposes only.