EXTRA
State-Chartered • WARREN, Michigan • Est. 1954
Quick Facts
- Charter Number
- #60428
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- WARREN, Michigan 48092
- Address
- 6611 CHICAGO ROAD
- Branches
- 2
- ATMs
- 2
- Members
- 18,979
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
18,979 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EXTRA |
|---|---|
| Total Assets | $336.3M |
| Members | 18,979 |
| Loans Outstanding | $186.1M |
| Shares & Deposits | $278.3M |
| Net Worth | $57.2M |
| Net Worth Ratio | 17.01% |
| Loan-to-Share Ratio | 66.9% |
| Delinquency Rate | 1.38% |
| Net Income | +$11,106,101 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Extra Credit Union
Main Office6611 Chicago Rd
Warren, MI 48092-1685
Washington Township Branch
59321 Van Dyke Rd
Washington Township, MI 48094-2542
Who Can Join EXTRA?
Membership Type: Community
Membership eligibility for EXTRA may vary. Contact the credit union directly to confirm qualification requirements.
Contact EXTRA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. EXTRA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EXTRA has 18,979 members and a potential membership field of 10,080,000 people.
EXTRA's net worth ratio is 17.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.0%, EXTRA meets this threshold.
EXTRA operates 2 branch locations and has access to 2 ATMs. The main office is located at 6611 Chicago Rd, Warren, MI 48092-1685.
EXTRA was established in 1954. It is a state-chartered credit union chartered under charter number 60428. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EXTRA. All financial data is for informational purposes only.