FAIR BREAK
Federal • Memphis, Tennessee • Est. 2024
Quick Facts
- Charter Number
- #24961
- Type
- Federal
- Established
- 2024
- Headquarters
- Memphis, Tennessee 38101
- Address
- Post Office Box 1884
- Branches
- 0
- Members
- 1
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAIR BREAK |
|---|---|
| Total Assets | $22 |
| Members | 1 |
| Loans Outstanding | $0 |
| Shares & Deposits | $0 |
| Net Worth | $22 |
| Net Worth Ratio | 100.00% |
| Loan-to-Share Ratio | 0.0% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
0 locations
Who Can Join FAIR BREAK?
Membership Type: Other/Unknown
Membership eligibility for FAIR BREAK may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAIR BREAK directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. FAIR BREAK is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAIR BREAK has 1 members and a potential membership field of 1,300,000 people.
FAIR BREAK's net worth ratio is 100.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 100.0%, FAIR BREAK meets this threshold.
FAIR BREAK operates 0 branch locations. The main office is located at Post Office Box 1884, Memphis, 47 38101.
FAIR BREAK was established in 2024. It is a federal credit union chartered under charter number 24961. The institution has been serving members for 2 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAIR BREAK. All financial data is for informational purposes only.