FAMILIES AND SCHOOLS TOGETHER
Federal • Hanford, California • Est. 1954
Quick Facts
- Charter Number
- #9109
- Type
- Federal
- Established
- 1954
- Headquarters
- Hanford, California 93230
- Address
- 312 W 7th St
- Branches
- 3
- ATMs
- 3
- Members
- 18,585
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,585 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILIES AND SCHOOLS TOGETHER |
|---|---|
| Total Assets | $316.7M |
| Members | 18,585 |
| Loans Outstanding | $243.9M |
| Shares & Deposits | $251.0M |
| Net Worth | $62.1M |
| Net Worth Ratio | 19.60% |
| Loan-to-Share Ratio | 97.2% |
| Delinquency Rate | 0.45% |
| Net Income | +$9,836,316 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
FAST PLAZA
Main Office312 W 7th St
Hanford, CA 93230
Lemoore Branch
200 Follett St
Lemoore, CA 93245
Avenal Branch
744 Skyline Blvd
Avenal, CA 93204
Who Can Join FAMILIES AND SCHOOLS TOGETHER?
Membership Type: Community
Membership eligibility for FAMILIES AND SCHOOLS TOGETHER may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILIES AND SCHOOLS TOGETHER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. FAMILIES AND SCHOOLS TOGETHER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAMILIES AND SCHOOLS TOGETHER has 18,585 members and a potential membership field of 152,982 people.
FAMILIES AND SCHOOLS TOGETHER's net worth ratio is 19.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.6%, FAMILIES AND SCHOOLS TOGETHER meets this threshold.
FAMILIES AND SCHOOLS TOGETHER operates 3 branch locations and has access to 3 ATMs. The main office is located at 312 W 7th St, Hanford, CA 93230.
FAMILIES AND SCHOOLS TOGETHER was established in 1954. It is a federal credit union chartered under charter number 9109. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAMILIES AND SCHOOLS TOGETHER. All financial data is for informational purposes only.