FAMILY COMMUNITY
State-Chartered • Charles City, Iowa • Est. 1960
Quick Facts
- Charter Number
- #64067
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Charles City, Iowa 50616-1320
- Address
- 1211 N Grand Ave
- Branches
- 1
- Members
- 2,036
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,036 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILY COMMUNITY |
|---|---|
| Total Assets | $25.6M |
| Members | 2,036 |
| Loans Outstanding | $8.5M |
| Shares & Deposits | $22.4M |
| Net Worth | $3.1M |
| Net Worth Ratio | 11.97% |
| Loan-to-Share Ratio | 38.2% |
| Delinquency Rate | 0.08% |
| Net Income | +$308,912 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Family Community Credit Union
Main Office1211 N Grand Ave
Charles City, IA 50616-1320
Who Can Join FAMILY COMMUNITY?
Membership Type: Community
Membership eligibility for FAMILY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. FAMILY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAMILY COMMUNITY has 2,036 members and a potential membership field of 68,182 people.
FAMILY COMMUNITY's net worth ratio is 11.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, FAMILY COMMUNITY meets this threshold.
FAMILY COMMUNITY operates 1 branch location. The main office is located at 1211 N Grand Ave, Charles City, IA 50616-1320.
FAMILY COMMUNITY was established in 1960. It is a state-chartered credit union chartered under charter number 64067. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAMILY COMMUNITY. All financial data is for informational purposes only.