FAMILY FIRST
State-Chartered • Saginaw, Michigan • Est. 1939
Quick Facts
- Charter Number
- #61909
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Saginaw, Michigan 48602-4326
- Address
- 1011 N Michigan Ave
- Branches
- 4
- ATMs
- 3
- Members
- 5,405
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,405 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILY FIRST |
|---|---|
| Total Assets | $100.5M |
| Members | 5,405 |
| Loans Outstanding | $47.3M |
| Shares & Deposits | $91.7M |
| Net Worth | $9.4M |
| Net Worth Ratio | 9.38% |
| Loan-to-Share Ratio | 51.6% |
| Delinquency Rate | 2.07% |
| Net Income | $-103,355 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Saginaw Office
Main Office1011 N Michigan Ave
Saginaw, MI 48602-4326
Freeland Office
6900 Midland Rd
Freeland, MI 48623-8759
Kochville Office
3550 Tittabawassee Rd
Saginaw, MI 48604-9428
Valera Shared Service Centers
615 Channelside Dr Ste 204
Tampa, FL 33602-5406
Who Can Join FAMILY FIRST?
Membership Type: Community
Membership eligibility for FAMILY FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILY FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
FAMILY FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FAMILY FIRST has 5,405 members and a potential membership field of 782,634 people.
FAMILY FIRST's reported net worth ratio is 9.38% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FAMILY FIRST operates 4 branch locations and has access to 3 ATMs. The main office is located at 1011 N Michigan Ave, Saginaw, MI 48602-4326.
FAMILY FIRST was established in 1939. It is a state-chartered credit union chartered under charter number 61909. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FAMILY FIRST. All financial data is for informational purposes only.