FAMILY SAVINGS
State-Chartered • Rainbow City, Alabama • Est. 1951
Quick Facts
- Charter Number
- #68628
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Rainbow City, Alabama 35906-5932
- Address
- 205 Rescia Ave
- Branches
- 17
- ATMs
- 16
- Members
- 77,957
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
77,957 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILY SAVINGS |
|---|---|
| Total Assets | $1.2B |
| Members | 77,957 |
| Loans Outstanding | $962.7M |
| Shares & Deposits | $982.8M |
| Net Worth | $100.4M |
| Net Worth Ratio | 8.68% |
| Loan-to-Share Ratio | 98.0% |
| Delinquency Rate | 1.17% |
| Net Income | +$14,918,454 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
17 locations · 16 ATMs
Rainbow City Branch
3003 2nd St
Rainbow City, AL 35906-5979
East Gadsden Branch
711 E Meighan Blvd
Gadsden, AL 35903-1917
Scottsboro
24661 John T Reid Pkwy
Scottsboro, AL 35768-2333
Rockmart
101 Felton Dr
Rockmart, GA 30153
Hiram
342 Charles Hardy Pkwy
Hiram, GA 30141-1848
Who Can Join FAMILY SAVINGS?
Membership Type: Community
Membership eligibility for FAMILY SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILY SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. FAMILY SAVINGS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAMILY SAVINGS has 77,957 members and a potential membership field of 700,000 people.
FAMILY SAVINGS's net worth ratio is 8.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.7%, FAMILY SAVINGS meets this threshold.
FAMILY SAVINGS operates 17 branch locations and has access to 16 ATMs. The main office is located at 205 Rescia Ave, Rainbow City, AL 35906-5932.
FAMILY SAVINGS was established in 1951. It is a state-chartered credit union chartered under charter number 68628. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAMILY SAVINGS. All financial data is for informational purposes only.