FAMILY SAVINGS
State-Chartered • Rainbow City, Alabama • Est. 1951
Quick Facts
- Charter Number
- #68628
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Rainbow City, Alabama 35906-5932
- Address
- 205 Rescia Ave
- Branches
- 17
- ATMs
- 16
- Members
- 78,378
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
78,378 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILY SAVINGS |
|---|---|
| Total Assets | $1.2B |
| Members | 78,378 |
| Loans Outstanding | $957.9M |
| Shares & Deposits | $998.8M |
| Net Worth | $102.3M |
| Net Worth Ratio | 8.71% |
| Loan-to-Share Ratio | 95.9% |
| Delinquency Rate | 1.09% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
17 locations · 16 ATMs
Rainbow City Branch
3003 2nd St
Rainbow City, AL 35906-5979
East Gadsden Branch
711 E Meighan Blvd
Gadsden, AL 35903-1917
Scottsboro
24661 John T Reid Pkwy
Scottsboro, AL 35768-2333
Rockmart
101 Felton Dr
Rockmart, GA 30153
Hiram
342 Charles Hardy Pkwy
Hiram, GA 30141-1848
Who Can Join FAMILY SAVINGS?
Membership Type: Community
Membership eligibility for FAMILY SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILY SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
FAMILY SAVINGS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FAMILY SAVINGS has 78,378 members and a potential membership field of 700,000 people.
FAMILY SAVINGS's reported net worth ratio is 8.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FAMILY SAVINGS operates 17 branch locations and has access to 16 ATMs. The main office is located at 205 Rescia Ave, Rainbow City, AL 35906-5932.
FAMILY SAVINGS was established in 1951. It is a state-chartered credit union chartered under charter number 68628. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FAMILY SAVINGS. All financial data is for informational purposes only.