FD COMMUNITY
Federal • Waterbury, Connecticut • Est. 1934
Quick Facts
- Charter Number
- #42
- Type
- Federal
- Established
- 1934
- Headquarters
- Waterbury, Connecticut 06708
- Address
- 601 Watertown Ave
- Branches
- 3
- ATMs
- 3
- Members
- 13,486
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,486 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FD COMMUNITY |
|---|---|
| Total Assets | $156.1M |
| Members | 13,486 |
| Loans Outstanding | $91.9M |
| Shares & Deposits | $137.3M |
| Net Worth | $17.5M |
| Net Worth Ratio | 11.27% |
| Loan-to-Share Ratio | 66.9% |
| Delinquency Rate | 1.38% |
| Net Income | +$1,652,035 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Watertown Avenue
Main Office601 Watertown Ave
Waterbury, CT 06708
Meriden Rd
281 Meriden Rd
Waterbury, CT 06705
Woodruff Ave
48 Woodruff Ave
Watertown, CT 06795
Who Can Join FD COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for FD COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FD COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Connecticut RankingsFrequently Asked Questions
Yes. FD COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FD COMMUNITY has 13,486 members and a potential membership field of 1,137,749 people.
FD COMMUNITY's net worth ratio is 11.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.3%, FD COMMUNITY meets this threshold.
FD COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 601 Watertown Ave, Waterbury, CT 06708.
FD COMMUNITY was established in 1934. It is a federal credit union chartered under charter number 42. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FD COMMUNITY. All financial data is for informational purposes only.