FD COMMUNITY
Federal • Waterbury, Connecticut • Est. 1934
Quick Facts
- Charter Number
- #42
- Type
- Federal
- Established
- 1934
- Headquarters
- Waterbury, Connecticut 06708
- Address
- 601 Watertown Ave
- Branches
- 3
- ATMs
- 3
- Members
- 13,506
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,506 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FD COMMUNITY |
|---|---|
| Total Assets | $159.9M |
| Members | 13,506 |
| Loans Outstanding | $96.5M |
| Shares & Deposits | $140.9M |
| Net Worth | $17.8M |
| Net Worth Ratio | 11.11% |
| Loan-to-Share Ratio | 68.5% |
| Delinquency Rate | 1.15% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Watertown Avenue
Main Office601 Watertown Ave
Waterbury, CT 06708
Meriden Rd
281 Meriden Rd
Waterbury, CT 06705
Woodruff Ave
48 Woodruff Ave
Watertown, CT 06795
Who Can Join FD COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for FD COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FD COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Connecticut
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Connecticut RankingsFrequently Asked Questions
FD COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FD COMMUNITY has 13,506 members and a potential membership field of 2,144,548 people.
FD COMMUNITY's reported net worth ratio is 11.11% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FD COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 601 Watertown Ave, Waterbury, CT 06708.
FD COMMUNITY was established in 1934. It is a federal credit union chartered under charter number 42. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FD COMMUNITY. All financial data is for informational purposes only.