FERGUSON
Federal • Monticello, Mississippi • Est. 1968
Quick Facts
- Charter Number
- #18515
- Type
- Federal
- Established
- 1968
- Headquarters
- Monticello, Mississippi 39654
- Address
- 1026 E Broad St
- Branches
- 8
- ATMs
- 9
- Members
- 10,064
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
10,064 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FERGUSON |
|---|---|
| Total Assets | $96.2M |
| Members | 10,064 |
| Loans Outstanding | $66.0M |
| Shares & Deposits | $86.1M |
| Net Worth | $9.3M |
| Net Worth Ratio | 9.68% |
| Loan-to-Share Ratio | 76.8% |
| Delinquency Rate | 2.57% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 9 ATMs
Monticello Branch
1026 E Broad St
Monticello, MS 39654
Brookhaven Branch
352 Brookhaven St
Brookhaven, MS 39601
Ferguson FCU Headquarters
Main Office1026 E Broad St
Monticello, MS 39654
Columbia Branch
519 HIGHWAY 98 BYP
Columbia, MS 39429
New Hebron Branch
500 Main Ave
NewHebron, MS 39140
Who Can Join FERGUSON?
Membership Type: Community
Membership eligibility for FERGUSON may vary. Contact the credit union directly to confirm qualification requirements.
Contact FERGUSON directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
FERGUSON is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FERGUSON has 10,064 members and a potential membership field of 249,241 people.
FERGUSON's reported net worth ratio is 9.68% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FERGUSON operates 8 branch locations and has access to 9 ATMs. The main office is located at 1026 E Broad St, Monticello, MS 39654.
FERGUSON was established in 1968. It is a federal credit union chartered under charter number 18515. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FERGUSON. All financial data is for informational purposes only.