FILER
State-Chartered • Manistee, Michigan • Est. 1951
Quick Facts
- Charter Number
- #62010
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Manistee, Michigan 49660
- Address
- 1117 28th St
- Branches
- 4
- ATMs
- 4
- Members
- 13,252
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,252 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FILER |
|---|---|
| Total Assets | $258.5M |
| Members | 13,252 |
| Loans Outstanding | $150.2M |
| Shares & Deposits | $228.7M |
| Net Worth | $32.8M |
| Net Worth Ratio | 12.68% |
| Loan-to-Share Ratio | 65.7% |
| Delinquency Rate | 0.57% |
| Net Income | +$828,422 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Main Office
Main Office1117 28th St
Manistee, MI 49660
Parkdale Branch
1778 Kemmer Rd
Manistee, MI 49660
Bear Lake Branch
7685 Lake St
Bear Lake, MI 49614
Ludington
3880 W US Highway 10
Ludington, MI 49431-9601
Who Can Join FILER?
Membership Type: Community
Membership eligibility for FILER may vary. Contact the credit union directly to confirm qualification requirements.
Contact FILER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
FILER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FILER has 13,252 members and a potential membership field of 10,077,331 people.
FILER's reported net worth ratio is 12.68% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FILER operates 4 branch locations and has access to 4 ATMs. The main office is located at 1117 28th St, Manistee, MI 49660.
FILER was established in 1951. It is a state-chartered credit union chartered under charter number 62010. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FILER. All financial data is for informational purposes only.