FINANCIAL PLUS
State-Chartered • West Des Moines, Iowa • Est. 1929
Quick Facts
- Charter Number
- #62965
- Type
- State-Chartered
- Established
- 1929
- Headquarters
- West Des Moines, Iowa 50266-1416
- Address
- 1831 25th St
- Branches
- 4
- ATMs
- 4
- Members
- 11,712
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,712 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FINANCIAL PLUS |
|---|---|
| Total Assets | $233.3M |
| Members | 11,712 |
| Loans Outstanding | $168.4M |
| Shares & Deposits | $199.3M |
| Net Worth | $33.3M |
| Net Worth Ratio | 14.26% |
| Loan-to-Share Ratio | 84.5% |
| Delinquency Rate | 0.93% |
| Net Income | +$3,247,658 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
West Des Moines
Main Office1831 25th St
West Des Moines, IA 50266-1416
Fleur
4303 Fleur Dr
Des Moines, IA 50321-2327
Euclid
2850 E Euclid Ave
Des Moines, IA 50317-4246
Ingersoll
3800 Ingersoll Ave
Des Moines, IA 50312-3413
Who Can Join FINANCIAL PLUS?
Membership Type: Community
Membership eligibility for FINANCIAL PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FINANCIAL PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. FINANCIAL PLUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FINANCIAL PLUS has 11,712 members and a potential membership field of 700,000 people.
FINANCIAL PLUS's net worth ratio is 14.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, FINANCIAL PLUS meets this threshold.
FINANCIAL PLUS operates 4 branch locations and has access to 4 ATMs. The main office is located at 1831 25th St, West Des Moines, IA 50266-1416.
FINANCIAL PLUS was established in 1929. It is a state-chartered credit union chartered under charter number 62965. The institution has been serving members for 97 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FINANCIAL PLUS. All financial data is for informational purposes only.