FINANCIAL SECURITY
State-Chartered • CARLSBAD, New Mexico • Est. 1954
Quick Facts
- Charter Number
- #62452
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- CARLSBAD, New Mexico 88220
- Address
- 1105 WEST PIERCE STREET
- Branches
- 2
- ATMs
- 2
- Members
- 5,181
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
5,181 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FINANCIAL SECURITY |
|---|---|
| Total Assets | $61.9M |
| Members | 5,181 |
| Loans Outstanding | $46.9M |
| Shares & Deposits | $51.5M |
| Net Worth | $10.3M |
| Net Worth Ratio | 16.58% |
| Loan-to-Share Ratio | 90.9% |
| Delinquency Rate | 1.38% |
| Net Income | +$1,128,340 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Financial Security CU Main Office
Main Office1105 W Pierce St
Carlsbad, NM 88220-4014
Financial Security Credit Union South Branch
2603 S Canal St
Carlsbad, NM 88220
Who Can Join FINANCIAL SECURITY?
Membership Type: Community
Membership eligibility for FINANCIAL SECURITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FINANCIAL SECURITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Mexico RankingsFrequently Asked Questions
Yes. FINANCIAL SECURITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FINANCIAL SECURITY has 5,181 members and a potential membership field of 10,000 people.
FINANCIAL SECURITY's net worth ratio is 16.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.6%, FINANCIAL SECURITY meets this threshold.
FINANCIAL SECURITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 1105 W Pierce St, Carlsbad, NM 88220-4014.
FINANCIAL SECURITY was established in 1954. It is a state-chartered credit union chartered under charter number 62452. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FINANCIAL SECURITY. All financial data is for informational purposes only.