FINGER LAKES HEALTH CARE
Federal • ELMIRA, New York • Est. 1973
Quick Facts
- Charter Number
- #21294
- Type
- Federal
- Established
- 1973
- Headquarters
- ELMIRA, New York 14905-1614
- Address
- 519 HART ST
- Branches
- 1
- Members
- 2,486
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,486 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FINGER LAKES HEALTH CARE |
|---|---|
| Total Assets | $34.3M |
| Members | 2,486 |
| Loans Outstanding | $8.6M |
| Shares & Deposits | $28.9M |
| Net Worth | $5.4M |
| Net Worth Ratio | 15.64% |
| Loan-to-Share Ratio | 29.6% |
| Delinquency Rate | 0.01% |
| Net Income | +$451,497 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main office
Main Office519 Hart St
Elmira, NY 14905-1614
Who Can Join FINGER LAKES HEALTH CARE?
Membership Type: Community
Membership eligibility for FINGER LAKES HEALTH CARE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FINGER LAKES HEALTH CARE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. FINGER LAKES HEALTH CARE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FINGER LAKES HEALTH CARE has 2,486 members and a potential membership field of 6,215 people.
FINGER LAKES HEALTH CARE's net worth ratio is 15.64% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.6%, FINGER LAKES HEALTH CARE meets this threshold.
FINGER LAKES HEALTH CARE operates 1 branch location. The main office is located at 519 Hart St, Elmira, NY 14905-1614.
FINGER LAKES HEALTH CARE was established in 1973. It is a federal credit union chartered under charter number 21294. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FINGER LAKES HEALTH CARE. All financial data is for informational purposes only.