FIRST AREA
Federal • Lewistown, Pennsylvania • Est. 1961
Quick Facts
- Charter Number
- #14346
- Type
- Federal
- Established
- 1961
- Headquarters
- Lewistown, Pennsylvania 17044
- Address
- 23 S Dorcas St
- Branches
- 2
- Members
- 2,621
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,621 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST AREA |
|---|---|
| Total Assets | $30.7M |
| Members | 2,621 |
| Loans Outstanding | $4.7M |
| Shares & Deposits | $27.9M |
| Net Worth | $2.9M |
| Net Worth Ratio | 9.52% |
| Loan-to-Share Ratio | 16.9% |
| Delinquency Rate | 0.16% |
| Net Income | +$98,226 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
First Area Federal Credit Union
Main Office23 S Dorcas St
Lewistown, PA 17044
GBS
1001 Chestnut Hills Pkwy
Fort Wayne, IN 46814
Who Can Join FIRST AREA?
Membership Type: Other/Unknown
Membership eligibility for FIRST AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
FIRST AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST AREA has 2,621 members and a potential membership field of 40,000 people.
FIRST AREA's reported net worth ratio is 9.52% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST AREA operates 2 branch locations. The main office is located at 23 S Dorcas St, Lewistown, PA 17044.
FIRST AREA was established in 1961. It is a federal credit union chartered under charter number 14346. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST AREA. All financial data is for informational purposes only.