FIRST CALIFORNIA
Federal • Fresno, California • Est. 1982
Quick Facts
- Charter Number
- #23964
- Type
- Federal
- Established
- 1982
- Headquarters
- Fresno, California 93726
- Address
- 2525 E Shields Ave
- Branches
- 2
- ATMs
- 2
- Members
- 9,335
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,335 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CALIFORNIA |
|---|---|
| Total Assets | $109.9M |
| Members | 9,335 |
| Loans Outstanding | $52.7M |
| Shares & Deposits | $98.5M |
| Net Worth | $11.3M |
| Net Worth Ratio | 10.25% |
| Loan-to-Share Ratio | 53.5% |
| Delinquency Rate | 0.64% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
First California Federal Credit Union
Main Office2525 E Shields Ave
Fresno, CA 93726
CO-OP / Velera
615 Channelside Dr
Tampa, FL 33602
Who Can Join FIRST CALIFORNIA?
Membership Type: Community
Membership eligibility for FIRST CALIFORNIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CALIFORNIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
FIRST CALIFORNIA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CALIFORNIA has 9,335 members and a potential membership field of 22,000 people.
FIRST CALIFORNIA's reported net worth ratio is 10.25% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CALIFORNIA operates 2 branch locations and has access to 2 ATMs. The main office is located at 2525 E Shields Ave, Fresno, CA 93726.
FIRST CALIFORNIA was established in 1982. It is a federal credit union chartered under charter number 23964. The institution has been serving members for 44 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CALIFORNIA. All financial data is for informational purposes only.