FIRST CAPITAL
Federal • York, Pennsylvania • Est. 1954
Quick Facts
- Charter Number
- #24490
- Type
- Federal
- Established
- 1954
- Headquarters
- York, Pennsylvania 17408-2228
- Address
- 1601 Kenneth Rd
- Branches
- 6
- ATMs
- 4
- Members
- 21,316
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,316 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CAPITAL |
|---|---|
| Total Assets | $370.7M |
| Members | 21,316 |
| Loans Outstanding | $198.6M |
| Shares & Deposits | $325.4M |
| Net Worth | $42.7M |
| Net Worth Ratio | 11.81% |
| Loan-to-Share Ratio | 61.0% |
| Delinquency Rate | 0.18% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 4 ATMs
Main Office
Main Office1601 Kenneth Rd
York, PA 17408-2228
South York
2602 Course Rd
York, PA 17402
East York-Eastern Blvd
2801 Eastern Blvd
York, PA 17402
Eagles Nest
4500 Intermediate Ave
Dover, PA 17315
Manchester Branch
4157 N George Street Ext
Manchester, PA 17345-1311
Who Can Join FIRST CAPITAL?
Membership Type: Community
Membership eligibility for FIRST CAPITAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CAPITAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
FIRST CAPITAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CAPITAL has 21,316 members and a potential membership field of 129,231 people.
FIRST CAPITAL's reported net worth ratio is 11.81% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CAPITAL operates 6 branch locations and has access to 4 ATMs. The main office is located at 1601 Kenneth Rd, York, PA 17408-2228.
FIRST CAPITAL was established in 1954. It is a federal credit union chartered under charter number 24490. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CAPITAL. All financial data is for informational purposes only.