FIRST CHOICE FINANCIAL
Federal • Gloversville, New York • Est. 1972
Quick Facts
- Charter Number
- #21012
- Type
- Federal
- Established
- 1972
- Headquarters
- Gloversville, New York 12078-5703
- Address
- 355 Hales Mills Rd Ext
- Branches
- 3
- ATMs
- 3
- Members
- 13,355
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
13,355 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CHOICE FINANCIAL |
|---|---|
| Total Assets | $180.8M |
| Members | 13,355 |
| Loans Outstanding | $89.4M |
| Shares & Deposits | $159.3M |
| Net Worth | $23.3M |
| Net Worth Ratio | 12.87% |
| Loan-to-Share Ratio | 56.1% |
| Delinquency Rate | 0.85% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Building
Main Office355 Hales Mills Rd Ext
Gloversville, NY 12078-5703
Wal-Mart Branch Office
329 S Kingsboro Ave
Gloversville, NY 12078
Broadalbin Office
3677 State Highway 30
Broadalbin, NY 12025-2601
Who Can Join FIRST CHOICE FINANCIAL?
Membership Type: Other/Unknown
Membership eligibility for FIRST CHOICE FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CHOICE FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
FIRST CHOICE FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CHOICE FINANCIAL has 13,355 members and a potential membership field of 107,268 people.
FIRST CHOICE FINANCIAL's reported net worth ratio is 12.87% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CHOICE FINANCIAL operates 3 branch locations and has access to 3 ATMs. The main office is located at 355 Hales Mills Rd Ext, Gloversville, NY 12078-5703.
FIRST CHOICE FINANCIAL was established in 1972. It is a federal credit union chartered under charter number 21012. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CHOICE FINANCIAL. All financial data is for informational purposes only.