FIRST CHOICE
State-Chartered • West Palm Beach, Florida • Est. 1929
Quick Facts
- Charter Number
- #67725
- Type
- State-Chartered
- Established
- 1929
- Headquarters
- West Palm Beach, Florida 33406-5195
- Address
- 1055 S Congress Ave
- Branches
- 4
- ATMs
- 1
- Members
- 8,341
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,341 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CHOICE |
|---|---|
| Total Assets | $155.4M |
| Members | 8,341 |
| Loans Outstanding | $78.4M |
| Shares & Deposits | $141.6M |
| Net Worth | $16.6M |
| Net Worth Ratio | 10.71% |
| Loan-to-Share Ratio | 55.4% |
| Delinquency Rate | 0.47% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 1 ATMs
Main Office
Main Office1055 S Congress Ave
West Palm Beach, FL 33406-5195
VA Medical Center
7305 N Military Trl
Riviera Beach, FL 33410-7417
Main Office
1055 S Congress Ave
West Palm Beach, FL 33406
Shared Service Centers/Network
615 Channelside Dr Ste 204
Tampa, FL 33602-5406
Who Can Join FIRST CHOICE?
Membership Type: Community
Membership eligibility for FIRST CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
FIRST CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CHOICE has 8,341 members and a potential membership field of 1,832,993 people.
FIRST CHOICE's reported net worth ratio is 10.71% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CHOICE operates 4 branch locations and has access to 1 ATMs. The main office is located at 1055 S Congress Ave, West Palm Beach, FL 33406-5195.
FIRST CHOICE was established in 1929. It is a state-chartered credit union chartered under charter number 67725. The institution has been serving members for 97 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CHOICE. All financial data is for informational purposes only.