FIRST CHOICE
State-Chartered • WEST PALM BEACH, Florida • Est. 1929
Quick Facts
- Charter Number
- #67725
- Type
- State-Chartered
- Established
- 1929
- Headquarters
- WEST PALM BEACH, Florida 33406-5195
- Address
- 1055 S CONGRESS AVE
- Branches
- 4
- ATMs
- 1
- Members
- 8,298
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,298 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CHOICE |
|---|---|
| Total Assets | $154.3M |
| Members | 8,298 |
| Loans Outstanding | $77.6M |
| Shares & Deposits | $140.2M |
| Net Worth | $16.5M |
| Net Worth Ratio | 10.70% |
| Loan-to-Share Ratio | 55.4% |
| Delinquency Rate | 0.72% |
| Net Income | +$1,277,687 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 1 ATMs
Main Office
Main Office1055 S Congress Ave
West Palm Beach, FL 33406-5195
VA Medical Center
7305 N Military Trl
Riviera Beach, FL 33410-7417
Main Office
1055 S Congress Ave
West Palm Beach, FL 33406
Shared Service Centers/Network
615 Channelside Dr Ste 204
Tampa, FL 33602-5406
Who Can Join FIRST CHOICE?
Membership Type: Community
Membership eligibility for FIRST CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. FIRST CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CHOICE has 8,298 members and a potential membership field of 1,832,993 people.
FIRST CHOICE's net worth ratio is 10.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, FIRST CHOICE meets this threshold.
FIRST CHOICE operates 4 branch locations and has access to 1 ATMs. The main office is located at 1055 S Congress Ave, West Palm Beach, FL 33406-5195.
FIRST CHOICE was established in 1929. It is a state-chartered credit union chartered under charter number 67725. The institution has been serving members for 97 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CHOICE. All financial data is for informational purposes only.