FIRST CHOICE
Federal • New Castle, Pennsylvania • Est. 1952
Quick Facts
- Charter Number
- #8229
- Type
- Federal
- Established
- 1952
- Headquarters
- New Castle, Pennsylvania 16101-1138
- Address
- 2209 W State St
- Branches
- 5
- ATMs
- 3
- Members
- 9,494
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,494 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CHOICE |
|---|---|
| Total Assets | $95.2M |
| Members | 9,494 |
| Loans Outstanding | $55.2M |
| Shares & Deposits | $83.0M |
| Net Worth | $11.1M |
| Net Worth Ratio | 11.65% |
| Loan-to-Share Ratio | 66.4% |
| Delinquency Rate | 1.13% |
| Net Income | +$1,586,283 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
GBS
1035 N Meridian Rd
Youngstown, OH 44509-1016
SCA Federal Credit Union
2656 Ellwood Rd
New Castle, PA 16101-6282
First Choice FCU
Main Office2209 W State St
New Castle, PA 16101-1138
First Choice FCU
2810 Wilmington Rd
New Castle, PA 16105-1232
First Choice FCU
1144 Butler Ave
New Castle, PA 16101-4264
Who Can Join FIRST CHOICE?
Membership Type: Community
Membership eligibility for FIRST CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. FIRST CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CHOICE has 9,494 members and a potential membership field of 87,069 people.
FIRST CHOICE's net worth ratio is 11.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, FIRST CHOICE meets this threshold.
FIRST CHOICE operates 5 branch locations and has access to 3 ATMs. The main office is located at 2209 W State St, New Castle, PA 16101-1138.
FIRST CHOICE was established in 1952. It is a federal credit union chartered under charter number 8229. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CHOICE. All financial data is for informational purposes only.