FIRST CHOICE
Federal • New Castle, Pennsylvania • Est. 1952
Quick Facts
- Charter Number
- #8229
- Type
- Federal
- Established
- 1952
- Headquarters
- New Castle, Pennsylvania 16101-1138
- Address
- 2209 W State St
- Branches
- 5
- ATMs
- 3
- Members
- 9,534
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,534 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CHOICE |
|---|---|
| Total Assets | $93.9M |
| Members | 9,534 |
| Loans Outstanding | $54.0M |
| Shares & Deposits | $81.6M |
| Net Worth | $11.5M |
| Net Worth Ratio | 12.24% |
| Loan-to-Share Ratio | 66.2% |
| Delinquency Rate | 1.22% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 3 ATMs
GBS
1035 N Meridian Rd
Youngstown, OH 44509-1016
SCA Federal Credit Union
2656 Ellwood Rd
New Castle, PA 16101-6282
First Choice FCU
Main Office2209 W State St
New Castle, PA 16101-1138
First Choice FCU
2810 Wilmington Rd
New Castle, PA 16105-1232
First Choice FCU
1144 Butler Ave
New Castle, PA 16101-4264
Who Can Join FIRST CHOICE?
Membership Type: Community
Membership eligibility for FIRST CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
FIRST CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CHOICE has 9,534 members and a potential membership field of 87,069 people.
FIRST CHOICE's reported net worth ratio is 12.24% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CHOICE operates 5 branch locations and has access to 3 ATMs. The main office is located at 2209 W State St, New Castle, PA 16101-1138.
FIRST CHOICE was established in 1952. It is a federal credit union chartered under charter number 8229. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CHOICE. All financial data is for informational purposes only.