FIRST CITIZENS'
Federal • Fairhaven, Massachusetts • Est. 1937
Quick Facts
- Charter Number
- #24254
- Type
- Federal
- Established
- 1937
- Headquarters
- Fairhaven, Massachusetts 02719
- Address
- 200 Mill Rd Ste 100
- Branches
- 11
- ATMs
- 12
- Members
- 42,903
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
42,903 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CITIZENS' |
|---|---|
| Total Assets | $697.0M |
| Members | 42,903 |
| Loans Outstanding | $397.9M |
| Shares & Deposits | $550.8M |
| Net Worth | $140.6M |
| Net Worth Ratio | 20.17% |
| Loan-to-Share Ratio | 72.2% |
| Delinquency Rate | 0.42% |
| Net Income | +$1,331,170 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 12 ATMs
DOWNTOWN NEW BEDFORD
468 COUNTY ST
New Bedford, MA 02740
NORTH NEW BEDFORD
570 N Front St
New Bedford, MA 02745-5953
SOUTH NEW BEDFORD
1341 COVE RD
New Bedford, MA 02744
TAUNTON
289 WINTHROP ST
Taunton, MA 02780
HYANNIS
66 FALMOUTH RD
Hyannis, MA 02601
Who Can Join FIRST CITIZENS'?
Membership Type: Other/Unknown
Membership eligibility for FIRST CITIZENS' may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CITIZENS' directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
FIRST CITIZENS' is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CITIZENS' has 42,903 members and a potential membership field of 1,000,000 people.
FIRST CITIZENS''s reported net worth ratio is 20.17% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CITIZENS' operates 11 branch locations and has access to 12 ATMs. The main office is located at 200 Mill Rd Ste 100, Fairhaven, MA 02719.
FIRST CITIZENS' was established in 1937. It is a federal credit union chartered under charter number 24254. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CITIZENS'. All financial data is for informational purposes only.