FIRST CITY
State-Chartered • Pasadena, California • Est. 1937
Quick Facts
- Charter Number
- #68503
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Pasadena, California 91109-3727
- Address
- PO Box 93727
- Branches
- 8
- ATMs
- 6
- Members
- 57,404
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
57,404 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CITY |
|---|---|
| Total Assets | $937.4M |
| Members | 57,404 |
| Loans Outstanding | $445.1M |
| Shares & Deposits | $805.2M |
| Net Worth | $126.2M |
| Net Worth Ratio | 13.46% |
| Loan-to-Share Ratio | 55.3% |
| Delinquency Rate | 0.42% |
| Net Income | +$6,756,413 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 6 ATMs
Altadena
Main Office500 W Woodbury Rd
Altadena, CA 91001-5410
West Covina Branch
471 N Azusa Ave
West Covina, CA 91791
Lakewood Branch
4107 Candlewood St
Lakewood, CA 90712-1621
Claremont Branch
250 W 1st St Ste 150
Claremont, CA 91711-4770
Antelope Valley
40162 10th St W Ste A2
Palmdale, CA 93551-3041
Who Can Join FIRST CITY?
Membership Type: Community
Membership eligibility for FIRST CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. FIRST CITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CITY has 57,404 members and a potential membership field of 4,600,000 people.
FIRST CITY's net worth ratio is 13.46% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, FIRST CITY meets this threshold.
FIRST CITY operates 8 branch locations and has access to 6 ATMs. The main office is located at 500 W Woodbury Rd, Altadena, CA 91001-5410.
FIRST CITY was established in 1937. It is a state-chartered credit union chartered under charter number 68503. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CITY. All financial data is for informational purposes only.