FIRST CLASS COMMUNITY
State-Chartered • WEST DES MOINES, Iowa • Est. 1925
Quick Facts
- Charter Number
- #64231
- Type
- State-Chartered
- Established
- 1925
- Headquarters
- WEST DES MOINES, Iowa 50265-1541
- Address
- 2051 WESTOWN PARKWAY
- Branches
- 2
- ATMs
- 2
- Members
- 6,939
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,939 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CLASS COMMUNITY |
|---|---|
| Total Assets | $93.3M |
| Members | 6,939 |
| Loans Outstanding | $37.7M |
| Shares & Deposits | $83.7M |
| Net Worth | $9.8M |
| Net Worth Ratio | 10.45% |
| Loan-to-Share Ratio | 45.0% |
| Delinquency Rate | 0.33% |
| Net Income | +$1,477,632 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
First Class Community Credit Union
Main Office2051 Westown Pkwy
West Des Moines, IA 50265-1541
First Class Community Credit Union-E
303 Euclid Ave
Des Moines, IA 50313-4349
Who Can Join FIRST CLASS COMMUNITY?
Membership Type: Community
Membership eligibility for FIRST CLASS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CLASS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. FIRST CLASS COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CLASS COMMUNITY has 6,939 members and a potential membership field of 1,003,526 people.
FIRST CLASS COMMUNITY's net worth ratio is 10.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, FIRST CLASS COMMUNITY meets this threshold.
FIRST CLASS COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 2051 Westown Pkwy, West Des Moines, IA 50265-1541.
FIRST CLASS COMMUNITY was established in 1925. It is a state-chartered credit union chartered under charter number 64231. The institution has been serving members for 101 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CLASS COMMUNITY. All financial data is for informational purposes only.