FIRST CLASS COMMUNITY
State-Chartered • West Des Moines, Iowa • Est. 1925
Quick Facts
- Charter Number
- #64231
- Type
- State-Chartered
- Established
- 1925
- Headquarters
- West Des Moines, Iowa 50265-1541
- Address
- 2051 Westown Pkwy
- Branches
- 2
- ATMs
- 2
- Members
- 6,870
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,870 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CLASS COMMUNITY |
|---|---|
| Total Assets | $96.5M |
| Members | 6,870 |
| Loans Outstanding | $36.4M |
| Shares & Deposits | $86.1M |
| Net Worth | $10.0M |
| Net Worth Ratio | 10.36% |
| Loan-to-Share Ratio | 42.3% |
| Delinquency Rate | 0.40% |
| Net Income | +$254,016 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
First Class Community Credit Union
Main Office2051 Westown Pkwy
West Des Moines, IA 50265-1541
First Class Community Credit Union-E
303 Euclid Ave
Des Moines, IA 50313-4349
Who Can Join FIRST CLASS COMMUNITY?
Membership Type: Community
Membership eligibility for FIRST CLASS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CLASS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
FIRST CLASS COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CLASS COMMUNITY has 6,870 members and a potential membership field of 1,006,239 people.
FIRST CLASS COMMUNITY's reported net worth ratio is 10.36% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CLASS COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 2051 Westown Pkwy, West Des Moines, IA 50265-1541.
FIRST CLASS COMMUNITY was established in 1925. It is a state-chartered credit union chartered under charter number 64231. The institution has been serving members for 101 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CLASS COMMUNITY. All financial data is for informational purposes only.