FIRST COMMERCE
State-Chartered • Tallahassee, Florida • Est. 1940
Quick Facts
- Charter Number
- #68301
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Tallahassee, Florida 32314
- Address
- PO Box 6416
- Branches
- 13
- ATMs
- 14
- Members
- 72,472
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
72,472 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COMMERCE |
|---|---|
| Total Assets | $1.2B |
| Members | 72,472 |
| Loans Outstanding | $921.7M |
| Shares & Deposits | $1.0B |
| Net Worth | $121.2M |
| Net Worth Ratio | 10.16% |
| Loan-to-Share Ratio | 90.6% |
| Delinquency Rate | 0.57% |
| Net Income | +$12,040,345 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 14 ATMs
Mahan Financial Center
2330 Mahan Dr
Tallahassee, FL 32308
Bradfordville Financial Center
6725 Thomasville Rd
Tallahassee, FL 32312
Blairstone Financial Center
1741 Old Saint Augustine Rd
Tallahassee, FL 32301
Westside Financial Center
1460 Capital Cir NW
Tallahassee, FL 32303
Ronald W. Fye Administrative Facility
Main Office2073 Summit Lake Dr Ste 100
Tallahassee, FL 32317
Who Can Join FIRST COMMERCE?
Membership Type: Community
Membership eligibility for FIRST COMMERCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COMMERCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. FIRST COMMERCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST COMMERCE has 72,472 members and a potential membership field of 2,349,460 people.
FIRST COMMERCE's net worth ratio is 10.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, FIRST COMMERCE meets this threshold.
FIRST COMMERCE operates 13 branch locations and has access to 14 ATMs. The main office is located at 2073 Summit Lake Dr Ste 100, Tallahassee, FL 32317.
FIRST COMMERCE was established in 1940. It is a state-chartered credit union chartered under charter number 68301. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COMMERCE. All financial data is for informational purposes only.