FIRST COMMONWEALTH
Federal • Lehigh Valley, Pennsylvania • Est. 1959
Quick Facts
- Charter Number
- #12765
- Type
- Federal
- Established
- 1959
- Headquarters
- Lehigh Valley, Pennsylvania 18002
- Address
- PO Box 20450
- Branches
- 17
- ATMs
- 16
- Members
- 97,556
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
97,556 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COMMONWEALTH |
|---|---|
| Total Assets | $1.5B |
| Members | 97,556 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.3B |
| Net Worth | $142.1M |
| Net Worth Ratio | 9.99% |
| Loan-to-Share Ratio | 86.9% |
| Delinquency Rate | 1.23% |
| Net Income | +$19,083,201 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
17 locations · 16 ATMs
Allentown
450 Union Blvd
Allentown, PA 18109-3228
Easton
4300 William Penn Hwy
Easton, PA 18045
Kutztown
15093 Kutztown Rd
Kutztown, PA 19530-9279
Fogelsville
7627 Tilghman St
Allentown, PA 18106
Crawford
5500 Crawford Dr
Bethlehem, PA 18017-8797
Who Can Join FIRST COMMONWEALTH?
Membership Type: Community
Membership eligibility for FIRST COMMONWEALTH may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COMMONWEALTH directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. FIRST COMMONWEALTH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST COMMONWEALTH has 97,556 members and a potential membership field of 703,858 people.
FIRST COMMONWEALTH's net worth ratio is 9.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, FIRST COMMONWEALTH meets this threshold.
FIRST COMMONWEALTH operates 17 branch locations and has access to 16 ATMs. The main office is located at 6126 Hamilton Blvd Ste 100, Allentown, PA 18106.
FIRST COMMONWEALTH was established in 1959. It is a federal credit union chartered under charter number 12765. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COMMONWEALTH. All financial data is for informational purposes only.