FIRST COMMONWEALTH
Federal • Allentown, Pennsylvania • Est. 1959
Quick Facts
- Charter Number
- #12765
- Type
- Federal
- Established
- 1959
- Headquarters
- Allentown, Pennsylvania 18106
- Address
- 6126 Hamilton Blvd Ste 100
- Branches
- 17
- ATMs
- 15
- Members
- 98,419
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
98,419 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COMMONWEALTH |
|---|---|
| Total Assets | $1.5B |
| Members | 98,419 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.3B |
| Net Worth | $144.3M |
| Net Worth Ratio | 10.01% |
| Loan-to-Share Ratio | 83.4% |
| Delinquency Rate | 1.02% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
17 locations · 15 ATMs
Easton
4300 William Penn Hwy
Easton, PA 18045
Kutztown
15093 Kutztown Rd
Kutztown, PA 19530-9279
Fogelsville
7627 Tilghman St
Allentown, PA 18106
Crawford
5500 Crawford Dr
Bethlehem, PA 18017-8797
Northwood
3515 Nazareth Rd
Easton, PA 18045
Who Can Join FIRST COMMONWEALTH?
Membership Type: Community
Membership eligibility for FIRST COMMONWEALTH may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COMMONWEALTH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
FIRST COMMONWEALTH is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST COMMONWEALTH has 98,419 members and a potential membership field of 717,696 people.
FIRST COMMONWEALTH's reported net worth ratio is 10.01% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST COMMONWEALTH operates 17 branch locations and has access to 15 ATMs. The main office is located at 6126 Hamilton Blvd Ste 100, Allentown, PA 18106.
FIRST COMMONWEALTH was established in 1959. It is a federal credit union chartered under charter number 12765. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COMMONWEALTH. All financial data is for informational purposes only.