FIRST COMMUNITY CU OF BELOIT
State-Chartered • Beloit, Wisconsin • Est. 1933
Quick Facts
- Charter Number
- #67214
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Beloit, Wisconsin 53511
- Address
- 1702 Park Ave
- Branches
- 9
- ATMs
- 8
- Members
- 32,222
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
32,222 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COMMUNITY CU OF BELOIT |
|---|---|
| Total Assets | $413.4M |
| Members | 32,222 |
| Loans Outstanding | $360.0M |
| Shares & Deposits | $352.5M |
| Net Worth | $42.0M |
| Net Worth Ratio | 10.15% |
| Loan-to-Share Ratio | 102.2% |
| Delinquency Rate | 0.68% |
| Net Income | +$4,563,868 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 8 ATMs
Main Office
Main Office1702 Park Ave
Beloit, WI 53511
Rockford Branch
6079 E Riverside Blvd
Rockford, IL 61114-4413
Monroe Branch
140 W 7th St
Monroe, WI 53566
Janesville Branch
2701 N Pontiac Dr
Janesville, WI 53545
Roscoe Branch
5390 Williams Dr
Roscoe, IL 61073
Who Can Join FIRST COMMUNITY CU OF BELOIT?
Membership Type: Community
Membership eligibility for FIRST COMMUNITY CU OF BELOIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COMMUNITY CU OF BELOIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. FIRST COMMUNITY CU OF BELOIT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST COMMUNITY CU OF BELOIT has 32,222 members and a potential membership field of 1,000,000 people.
FIRST COMMUNITY CU OF BELOIT's net worth ratio is 10.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, FIRST COMMUNITY CU OF BELOIT meets this threshold.
FIRST COMMUNITY CU OF BELOIT operates 9 branch locations and has access to 8 ATMs. The main office is located at 1702 Park Ave, Beloit, WI 53511.
FIRST COMMUNITY CU OF BELOIT was established in 1933. It is a state-chartered credit union chartered under charter number 67214. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COMMUNITY CU OF BELOIT. All financial data is for informational purposes only.