FIRST COUNTY
Federal • MUNCIE, Indiana • Est. 1961
Quick Facts
- Charter Number
- #14163
- Type
- Federal
- Established
- 1961
- Headquarters
- MUNCIE, Indiana 47302
- Address
- 1100 W 11TH ST
- Branches
- 2
- ATMs
- 1
- Members
- 3,248
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,248 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COUNTY |
|---|---|
| Total Assets | $33.2M |
| Members | 3,248 |
| Loans Outstanding | $15.2M |
| Shares & Deposits | $29.7M |
| Net Worth | $3.5M |
| Net Worth Ratio | 10.44% |
| Loan-to-Share Ratio | 51.3% |
| Delinquency Rate | 0.97% |
| Net Income | +$274,963 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Main Office-1100 W 11th St
Main Office1100 W 11th St
Muncie, IN 47302-2232
Elm Street Branch
1805 N Elm St
Muncie, IN 47303-2104
Who Can Join FIRST COUNTY?
Membership Type: Other/Unknown
Membership eligibility for FIRST COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Browse all federally insured credit unions in Indiana, ranked by assets, members, and financial health score.
View Indiana RankingsFrequently Asked Questions
Yes. FIRST COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST COUNTY has 3,248 members and a potential membership field of 113,957 people.
FIRST COUNTY's net worth ratio is 10.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, FIRST COUNTY meets this threshold.
FIRST COUNTY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1100 W 11th St, Muncie, IN 47302-2232.
FIRST COUNTY was established in 1961. It is a federal credit union chartered under charter number 14163. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COUNTY. All financial data is for informational purposes only.