FIRST COUNTY
Federal • Muncie, Indiana • Est. 1961
Quick Facts
- Charter Number
- #14163
- Type
- Federal
- Established
- 1961
- Headquarters
- Muncie, Indiana 47302-2232
- Address
- 1100 W 11th St
- Branches
- 2
- ATMs
- 1
- Members
- 3,208
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,208 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COUNTY |
|---|---|
| Total Assets | $34.4M |
| Members | 3,208 |
| Loans Outstanding | $14.4M |
| Shares & Deposits | $30.8M |
| Net Worth | $3.5M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 46.6% |
| Delinquency Rate | 0.78% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Main Office-1100 W 11th St
Main Office1100 W 11th St
Muncie, IN 47302-2232
Elm Street Branch
1805 N Elm St
Muncie, IN 47303-2104
Who Can Join FIRST COUNTY?
Membership Type: Other/Unknown
Membership eligibility for FIRST COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
FIRST COUNTY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST COUNTY has 3,208 members and a potential membership field of 113,460 people.
FIRST COUNTY's reported net worth ratio is 10.22% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST COUNTY operates 2 branch locations and has access to 1 ATMs. The main office is located at 1100 W 11th St, Muncie, IN 47302-2232.
FIRST COUNTY was established in 1961. It is a federal credit union chartered under charter number 14163. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COUNTY. All financial data is for informational purposes only.