FIRST HERITAGE
Federal • Corning, New York • Est. 1954
Quick Facts
- Charter Number
- #9604
- Type
- Federal
- Established
- 1954
- Headquarters
- Corning, New York 14830-2813
- Address
- 202 Denison Pkwy E
- Branches
- 9
- ATMs
- 12
- Members
- 50,929
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
50,929 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST HERITAGE |
|---|---|
| Total Assets | $838.4M |
| Members | 50,929 |
| Loans Outstanding | $603.1M |
| Shares & Deposits | $747.0M |
| Net Worth | $88.5M |
| Net Worth Ratio | 11.00% |
| Loan-to-Share Ratio | 80.7% |
| Delinquency Rate | 0.29% |
| Net Income | +$2,096,783 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 12 ATMs
Painted Post
110 Village Sq
Painted Post, NY 14870-1349
Wellsboro
17 East Ave
Wellsboro, PA 16901
Addison
11 Steuben St
Addison, NY 14801
Elmira Heights
218 Prescott Ave
Elmira Heights, NY 14903
Southport
1707 Cedar St
Elmira, NY 14904
Who Can Join FIRST HERITAGE?
Membership Type: Other/Unknown
Membership eligibility for FIRST HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
FIRST HERITAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST HERITAGE has 50,929 members and a potential membership field of 494,792 people.
FIRST HERITAGE's reported net worth ratio is 11.00% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST HERITAGE operates 9 branch locations and has access to 12 ATMs. The main office is located at 202 Denison Pkwy E, Corning, NY 14830-2813.
FIRST HERITAGE was established in 1954. It is a federal credit union chartered under charter number 9604. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST HERITAGE. All financial data is for informational purposes only.