FIRST NESHOBA
Federal • Philadelphia, Mississippi • Est. 1964
Quick Facts
- Charter Number
- #16435
- Type
- Federal
- Established
- 1964
- Headquarters
- Philadelphia, Mississippi 39350-2429
- Address
- 547 E Main St
- Branches
- 1
- Members
- 3,900
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,900 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST NESHOBA |
|---|---|
| Total Assets | $25.7M |
| Members | 3,900 |
| Loans Outstanding | $8.8M |
| Shares & Deposits | $22.4M |
| Net Worth | $3.2M |
| Net Worth Ratio | 12.30% |
| Loan-to-Share Ratio | 39.5% |
| Delinquency Rate | 0.47% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
First Neshoba Federal Credit Union
Main Office547 E Main St
Philadelphia, MS 39350-2429
Who Can Join FIRST NESHOBA?
Membership Type: Other/Unknown
Membership eligibility for FIRST NESHOBA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST NESHOBA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
FIRST NESHOBA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST NESHOBA has 3,900 members and a potential membership field of 29,000 people.
FIRST NESHOBA's reported net worth ratio is 12.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST NESHOBA operates 1 branch location. The main office is located at 547 E Main St, Philadelphia, MS 39350-2429.
FIRST NESHOBA was established in 1964. It is a federal credit union chartered under charter number 16435. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST NESHOBA. All financial data is for informational purposes only.