FIRST NESHOBA
Federal • Philadelphia, Mississippi • Est. 1964
Quick Facts
- Charter Number
- #16435
- Type
- Federal
- Established
- 1964
- Headquarters
- Philadelphia, Mississippi 39350
- Address
- P.O. Box 685
- Branches
- 1
- Members
- 3,900
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,900 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST NESHOBA |
|---|---|
| Total Assets | $23.8M |
| Members | 3,900 |
| Loans Outstanding | $8.7M |
| Shares & Deposits | $20.5M |
| Net Worth | $3.1M |
| Net Worth Ratio | 13.02% |
| Loan-to-Share Ratio | 42.6% |
| Delinquency Rate | 0.69% |
| Net Income | +$375,092 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
First Neshoba Federal Credit Union
Main Office547 E Main St
Philadelphia, MS 39350-2429
Who Can Join FIRST NESHOBA?
Membership Type: Other/Unknown
Membership eligibility for FIRST NESHOBA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST NESHOBA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. FIRST NESHOBA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST NESHOBA has 3,900 members and a potential membership field of 29,000 people.
FIRST NESHOBA's net worth ratio is 13.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.0%, FIRST NESHOBA meets this threshold.
FIRST NESHOBA operates 1 branch location. The main office is located at 547 E Main St, Philadelphia, MS 39350-2429.
FIRST NESHOBA was established in 1964. It is a federal credit union chartered under charter number 16435. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST NESHOBA. All financial data is for informational purposes only.