FIRST NEW YORK
Federal • Albany, New York • Est. 1937
Quick Facts
- Charter Number
- #2440
- Type
- Federal
- Established
- 1937
- Headquarters
- Albany, New York 12205-3845
- Address
- 2 Wall St
- Branches
- 9
- ATMs
- 9
- Members
- 39,123
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
39,123 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST NEW YORK |
|---|---|
| Total Assets | $556.3M |
| Members | 39,123 |
| Loans Outstanding | $418.6M |
| Shares & Deposits | $504.0M |
| Net Worth | $50.1M |
| Net Worth Ratio | 9.45% |
| Loan-to-Share Ratio | 83.0% |
| Delinquency Rate | 0.52% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 9 ATMs
Cobleskill Location
795 E Main St Ste 1
Cobleskill, NY 12043-1263
Glenville Location
19 Glenridge Rd
Scotia, NY 12302
Albany Location
818 Central Ave
Albany, NY 12206-1543
Rotterdam Location
3085 Carman Rd
Schenectady, NY 12303-4550
Saratoga Location
424 Maple Ave
Saratoga Springs, NY 12866-5506
Who Can Join FIRST NEW YORK?
Membership Type: Other/Unknown
Membership eligibility for FIRST NEW YORK may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST NEW YORK directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
FIRST NEW YORK is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST NEW YORK has 39,123 members and a potential membership field of 900,000 people.
FIRST NEW YORK's reported net worth ratio is 9.45% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST NEW YORK operates 9 branch locations and has access to 9 ATMs. The main office is located at 2 Wall St, Albany, NY 12205-3845.
FIRST NEW YORK was established in 1937. It is a federal credit union chartered under charter number 2440. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST NEW YORK. All financial data is for informational purposes only.