FIRST NEW YORK
Federal • Albany, New York • Est. 1937
Quick Facts
- Charter Number
- #2440
- Type
- Federal
- Established
- 1937
- Headquarters
- Albany, New York 12205
- Address
- 2 Wall Street
- Branches
- 9
- ATMs
- 9
- Members
- 38,878
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
38,878 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST NEW YORK |
|---|---|
| Total Assets | $535.0M |
| Members | 38,878 |
| Loans Outstanding | $415.6M |
| Shares & Deposits | $480.1M |
| Net Worth | $49.5M |
| Net Worth Ratio | 9.47% |
| Loan-to-Share Ratio | 86.6% |
| Delinquency Rate | 0.76% |
| Net Income | +$5,328,829 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 9 ATMs
Cobleskill Location
795 E Main St Ste 1
Cobleskill, NY 12043-1263
Glenville Location
19 Glenridge Rd
Scotia, NY 12302
Albany Location
818 Central Ave
Albany, NY 12206-1543
Rotterdam Location
3085 Carman Rd
Schenectady, NY 12303-4550
Saratoga Location
424 Maple Ave
Saratoga Springs, NY 12866-5506
Who Can Join FIRST NEW YORK?
Membership Type: Other/Unknown
Membership eligibility for FIRST NEW YORK may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST NEW YORK directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. FIRST NEW YORK is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST NEW YORK has 38,878 members and a potential membership field of 900,000 people.
FIRST NEW YORK's net worth ratio is 9.47% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.5%, FIRST NEW YORK meets this threshold.
FIRST NEW YORK operates 9 branch locations and has access to 9 ATMs. The main office is located at 2 Wall St, Albany, NY 12205-3845.
FIRST NEW YORK was established in 1937. It is a federal credit union chartered under charter number 2440. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST NEW YORK. All financial data is for informational purposes only.