FIRST SOURCE
Federal • New Hartford, New York • Est. 1938
Quick Facts
- Charter Number
- #2658
- Type
- Federal
- Established
- 1938
- Headquarters
- New Hartford, New York 13413-6207
- Address
- 4451 Commercial Dr
- Branches
- 6
- ATMs
- 4
- Members
- 64,151
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
64,151 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST SOURCE |
|---|---|
| Total Assets | $1.1B |
| Members | 64,151 |
| Loans Outstanding | $1.0B |
| Shares & Deposits | $998.6M |
| Net Worth | $111.2M |
| Net Worth Ratio | 10.12% |
| Loan-to-Share Ratio | 103.3% |
| Delinquency Rate | 0.81% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 4 ATMs
First Source Federal Credit Union
Main Office4451 Commercial Dr
New Hartford, NY 13413-6207
First Source Federal Credit Union
1634 Genesee St
Utica, NY 13502-5428
First Source Federal Credit Union
510 W State St
Herkimer, NY 13350-2240
First Source Federal Credit Union
50 Auert Ave
Utica, NY 13502
First Source Federal Credit Union
1822 Black River Blvd N
Rome, NY 13440
Who Can Join FIRST SOURCE?
Membership Type: Occupational
Membership eligibility for FIRST SOURCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST SOURCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
FIRST SOURCE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST SOURCE has 64,151 members and a potential membership field of 353,905 people.
FIRST SOURCE's reported net worth ratio is 10.12% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST SOURCE operates 6 branch locations and has access to 4 ATMs. The main office is located at 4451 Commercial Dr, New Hartford, NY 13413-6207.
FIRST SOURCE was established in 1938. It is a federal credit union chartered under charter number 2658. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST SOURCE. All financial data is for informational purposes only.