FIRST TRUST
State-Chartered • Michigan City, Indiana • Est. 1959
Quick Facts
- Charter Number
- #68596
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Michigan City, Indiana 46360-7470
- Address
- 950 E US Highway 20
- Branches
- 4
- ATMs
- 4
- Members
- 14,934
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
14,934 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST TRUST |
|---|---|
| Total Assets | $184.7M |
| Members | 14,934 |
| Loans Outstanding | $50.7M |
| Shares & Deposits | $159.7M |
| Net Worth | $24.5M |
| Net Worth Ratio | 13.26% |
| Loan-to-Share Ratio | 31.7% |
| Delinquency Rate | 1.28% |
| Net Income | +$3,367,254 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
First Trust Federal Credit
Main Office950 E US Highway 20
Michigan City, IN 46360-7470
First Trust Credit Union
402 J St
La Porte, IN 46350
First Trust Credit Union
1404 Lincolnway
Valparaiso, IN 46383-5826
First Trust Credit Union
4259 W State Road 10
Wheatfield, IN 46392-7007
Who Can Join FIRST TRUST?
Membership Type: Community
Membership eligibility for FIRST TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. FIRST TRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST TRUST has 14,934 members and a potential membership field of 331,837 people.
FIRST TRUST's net worth ratio is 13.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.3%, FIRST TRUST meets this threshold.
FIRST TRUST operates 4 branch locations and has access to 4 ATMs. The main office is located at 950 E US Highway 20, Michigan City, IN 46360-7470.
FIRST TRUST was established in 1959. It is a state-chartered credit union chartered under charter number 68596. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST TRUST. All financial data is for informational purposes only.