FIRST TRUST
State-Chartered • Michigan City, Indiana • Est. 1959
Quick Facts
- Charter Number
- #68596
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Michigan City, Indiana 46360-7470
- Address
- 950 E US Highway 20
- Branches
- 4
- ATMs
- 4
- Members
- 15,060
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
15,060 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST TRUST |
|---|---|
| Total Assets | $192.6M |
| Members | 15,060 |
| Loans Outstanding | $51.7M |
| Shares & Deposits | $167.0M |
| Net Worth | $25.1M |
| Net Worth Ratio | 13.03% |
| Loan-to-Share Ratio | 30.9% |
| Delinquency Rate | 1.12% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
First Trust Federal Credit
Main Office950 E US Highway 20
Michigan City, IN 46360-7470
First Trust Credit Union
402 J St
La Porte, IN 46350
First Trust Credit Union
1404 Lincolnway
Valparaiso, IN 46383-5826
First Trust Credit Union
4259 W State Road 10
Wheatfield, IN 46392-7007
Who Can Join FIRST TRUST?
Membership Type: Community
Membership eligibility for FIRST TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
FIRST TRUST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST TRUST has 15,060 members and a potential membership field of 331,837 people.
FIRST TRUST's reported net worth ratio is 13.03% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST TRUST operates 4 branch locations and has access to 4 ATMs. The main office is located at 950 E US Highway 20, Michigan City, IN 46360-7470.
FIRST TRUST was established in 1959. It is a state-chartered credit union chartered under charter number 68596. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST TRUST. All financial data is for informational purposes only.