FIRST UNITY
Federal • McComb, Mississippi • Est. 2014
Quick Facts
- Charter Number
- #24859
- Type
- Federal
- Established
- 2014
- Headquarters
- McComb, Mississippi 39648
- Address
- 200 N Broadway St
- Branches
- 2
- Members
- 4,264
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
4,264 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST UNITY |
|---|---|
| Total Assets | $12.4M |
| Members | 4,264 |
| Loans Outstanding | $9.3M |
| Shares & Deposits | $10.5M |
| Net Worth | $1.2M |
| Net Worth Ratio | 9.83% |
| Loan-to-Share Ratio | 88.9% |
| Delinquency Rate | 23.48% |
| Net Income | +$286,726 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office200 N Broadway St
McComb, MS 39648
Disaster Recovery Location
200 N Broadway St
McComb, MS 39648
Who Can Join FIRST UNITY?
Membership Type: Other/Unknown
Membership eligibility for FIRST UNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST UNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. FIRST UNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST UNITY has 4,264 members and a potential membership field of 5,500 people.
FIRST UNITY's net worth ratio is 9.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, FIRST UNITY meets this threshold.
FIRST UNITY operates 2 branch locations. The main office is located at 200 N Broadway St, McComb, MS 39648.
FIRST UNITY was established in 2014. It is a federal credit union chartered under charter number 24859. The institution has been serving members for 12 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST UNITY. All financial data is for informational purposes only.