FIRST UNITY
Federal • McComb, Mississippi • Est. 2014
Quick Facts
- Charter Number
- #24859
- Type
- Federal
- Established
- 2014
- Headquarters
- McComb, Mississippi 39648
- Address
- 200 N Broadway St
- Branches
- 2
- Members
- 4,322
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,322 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST UNITY |
|---|---|
| Total Assets | $11.7M |
| Members | 4,322 |
| Loans Outstanding | $8.9M |
| Shares & Deposits | $9.7M |
| Net Worth | $1.6M |
| Net Worth Ratio | 13.46% |
| Loan-to-Share Ratio | 91.6% |
| Delinquency Rate | 20.48% |
| Net Income | +$87,478 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Main Office
Main Office200 N Broadway St
McComb, MS 39648
Disaster Recovery Location
200 N Broadway St
McComb, MS 39648
Who Can Join FIRST UNITY?
Membership Type: Other/Unknown
Membership eligibility for FIRST UNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST UNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
FIRST UNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST UNITY has 4,322 members and a potential membership field of 5,000 people.
FIRST UNITY's reported net worth ratio is 13.46% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST UNITY operates 2 branch locations. The main office is located at 200 N Broadway St, McComb, MS 39648.
FIRST UNITY was established in 2014. It is a federal credit union chartered under charter number 24859. The institution has been serving members for 12 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST UNITY. All financial data is for informational purposes only.