FIRST U.S. COMMUNITY
State-Chartered • Sacramento, California • Est. 1936
Quick Facts
- Charter Number
- #68474
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Sacramento, California 95825
- Address
- 580 University Ave
- Branches
- 6
- ATMs
- 6
- Members
- 27,818
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
27,818 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST U.S. COMMUNITY |
|---|---|
| Total Assets | $548.6M |
| Members | 27,818 |
| Loans Outstanding | $351.1M |
| Shares & Deposits | $483.9M |
| Net Worth | $65.0M |
| Net Worth Ratio | 11.85% |
| Loan-to-Share Ratio | 72.5% |
| Delinquency Rate | 0.60% |
| Net Income | +$3,472,639 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Watt Branch
2150 Watt Ave
Sacramento, CA 95825
First US Community CU
Main Office580 University Ave
Sacramento, CA 95825
Auburn Branch
424 Grass Valley Hwy
Auburn, CA 95603
Grass Valley Branch
2090 Nevada City Hwy
Grass Valley, CA 95945
Rocklin Branch
6843 Lonetree Blvd Ste 101
Rocklin, CA 95765-5880
Who Can Join FIRST U.S. COMMUNITY?
Membership Type: Community
Membership eligibility for FIRST U.S. COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST U.S. COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. FIRST U.S. COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST U.S. COMMUNITY has 27,818 members and a potential membership field of 2,500,000 people.
FIRST U.S. COMMUNITY's net worth ratio is 11.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, FIRST U.S. COMMUNITY meets this threshold.
FIRST U.S. COMMUNITY operates 6 branch locations and has access to 6 ATMs. The main office is located at 580 University Ave, Sacramento, CA 95825.
FIRST U.S. COMMUNITY was established in 1936. It is a state-chartered credit union chartered under charter number 68474. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST U.S. COMMUNITY. All financial data is for informational purposes only.