FIRST U.S. COMMUNITY
State-Chartered • Sacramento, California • Est. 1936
Quick Facts
- Charter Number
- #68474
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Sacramento, California 95825
- Address
- 580 University Ave
- Branches
- 6
- ATMs
- 6
- Members
- 27,555
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
27,555 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST U.S. COMMUNITY |
|---|---|
| Total Assets | $554.2M |
| Members | 27,555 |
| Loans Outstanding | $351.3M |
| Shares & Deposits | $490.1M |
| Net Worth | $64.7M |
| Net Worth Ratio | 11.66% |
| Loan-to-Share Ratio | 71.7% |
| Delinquency Rate | 0.71% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 6 ATMs
Watt Branch
2150 Watt Ave
Sacramento, CA 95825
First US Community CU
Main Office580 University Ave
Sacramento, CA 95825
Auburn Branch
424 Grass Valley Hwy
Auburn, CA 95603
Grass Valley Branch
2090 Nevada City Hwy
Grass Valley, CA 95945
Rocklin Branch
6843 Lonetree Blvd Ste 101
Rocklin, CA 95765-5880
Who Can Join FIRST U.S. COMMUNITY?
Membership Type: Community
Membership eligibility for FIRST U.S. COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST U.S. COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
FIRST U.S. COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST U.S. COMMUNITY has 27,555 members and a potential membership field of 2,500,000 people.
FIRST U.S. COMMUNITY's reported net worth ratio is 11.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST U.S. COMMUNITY operates 6 branch locations and has access to 6 ATMs. The main office is located at 580 University Ave, Sacramento, CA 95825.
FIRST U.S. COMMUNITY was established in 1936. It is a state-chartered credit union chartered under charter number 68474. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST U.S. COMMUNITY. All financial data is for informational purposes only.