FLORIDA
State-Chartered • GAINESVILLE, Florida • Est. 1954
Quick Facts
- Charter Number
- #60497
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- GAINESVILLE, Florida 32627-5549
- Address
- P.O. BOX 5549
- Branches
- 16
- ATMs
- 14
- Members
- 177,623
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
177,623 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FLORIDA |
|---|---|
| Total Assets | $2.6B |
| Members | 177,623 |
| Loans Outstanding | $2.1B |
| Shares & Deposits | $2.2B |
| Net Worth | $337.0M |
| Net Worth Ratio | 12.78% |
| Loan-to-Share Ratio | 95.9% |
| Delinquency Rate | 0.79% |
| Net Income | +$63,080,194 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 14 ATMs
Fred Bear Corporate Office
Main Office5670 SW 41st Blvd
Gainesville, FL 32608
43rd Street
2831 NW 43rd St
Gainesville, FL 32606-6608
13th Street
3720 NW 13th St Ste 10C
Gainesville, FL 32609-5911
Haile Branch
2785 SW 91st St Ste 200
Gainesville, FL 32608-2784
Lake City
583 W Duval St
Lake City, FL 32055-5802
Who Can Join FLORIDA?
Membership Type: Community
Membership eligibility for FLORIDA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FLORIDA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. FLORIDA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FLORIDA has 177,623 members and a potential membership field of 4,434,450 people.
FLORIDA's net worth ratio is 12.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, FLORIDA meets this threshold.
FLORIDA operates 16 branch locations and has access to 14 ATMs. The main office is located at 5670 SW 41st Blvd, Gainesville, FL 32608.
FLORIDA was established in 1954. It is a state-chartered credit union chartered under charter number 60497. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FLORIDA. All financial data is for informational purposes only.