FLORIDA
State-Chartered • Gainesville, Florida • Est. 1954
Quick Facts
- Charter Number
- #60497
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Gainesville, Florida 32608
- Address
- 5670 SW 41st Blvd
- Branches
- 16
- ATMs
- 16
- Members
- 180,764
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
180,764 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FLORIDA |
|---|---|
| Total Assets | $2.7B |
| Members | 180,764 |
| Loans Outstanding | $2.2B |
| Shares & Deposits | $2.3B |
| Net Worth | $346.7M |
| Net Worth Ratio | 12.67% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 0.68% |
| Net Income | +$9,735,770 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
16 locations · 16 ATMs
Fred Bear Corporate Office
Main Office5670 SW 41st Blvd
Gainesville, FL 32608
43rd Street
2831 NW 43rd St
Gainesville, FL 32606-6608
13th Street
3720 NW 13th St Ste 10C
Gainesville, FL 32609-5911
Haile Branch
2785 SW 91st St Ste 200
Gainesville, FL 32608-2784
Lake City
583 W Duval St
Lake City, FL 32055-5802
Who Can Join FLORIDA?
Membership Type: Community
Membership eligibility for FLORIDA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FLORIDA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
FLORIDA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FLORIDA has 180,764 members and a potential membership field of 6,070,468 people.
FLORIDA's reported net worth ratio is 12.67% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FLORIDA operates 16 branch locations and has access to 16 ATMs. The main office is located at 5670 SW 41st Blvd, Gainesville, FL 32608.
FLORIDA was established in 1954. It is a state-chartered credit union chartered under charter number 60497. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FLORIDA. All financial data is for informational purposes only.