FLORIDA WEST COAST
State-Chartered • BRANDON, Florida • Est. 1991
Quick Facts
- Charter Number
- #67337
- Type
- State-Chartered
- Established
- 1991
- Headquarters
- BRANDON, Florida 33511
- Address
- 1225 MILLENNIUM PARKWAY
- Branches
- 6
- ATMs
- 2
- Members
- 11,179
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,179 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FLORIDA WEST COAST |
|---|---|
| Total Assets | $138.2M |
| Members | 11,179 |
| Loans Outstanding | $73.6M |
| Shares & Deposits | $121.9M |
| Net Worth | $16.8M |
| Net Worth Ratio | 12.15% |
| Loan-to-Share Ratio | 60.4% |
| Delinquency Rate | 0.32% |
| Net Income | +$1,176,945 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 2 ATMs
BRANDON
Main Office1225 Millennium Pkwy
Brandon, FL 33511
MELBOURNE
3020 Melburne Blvd
Tampa, FL 33605
KENNEDY
601 E KENNEDY BLVD
TAMPA, FL 33602
PASCO
7200 Ridge Rd Ste 1
Port Richey, FL 34668-6950
CARROLLWOOD
10025 N Dale Mabry Hwy
Tampa, FL 33618-4406
Who Can Join FLORIDA WEST COAST?
Membership Type: Community
Membership eligibility for FLORIDA WEST COAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FLORIDA WEST COAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. FLORIDA WEST COAST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FLORIDA WEST COAST has 11,179 members and a potential membership field of 12,073 people.
FLORIDA WEST COAST's net worth ratio is 12.15% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, FLORIDA WEST COAST meets this threshold.
FLORIDA WEST COAST operates 6 branch locations and has access to 2 ATMs. The main office is located at 1225 Millennium Pkwy, Brandon, FL 33511.
FLORIDA WEST COAST was established in 1991. It is a state-chartered credit union chartered under charter number 67337. The institution has been serving members for 35 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FLORIDA WEST COAST. All financial data is for informational purposes only.