FLORIDACENTRAL
State-Chartered • Tampa, Florida • Est. 1954
Quick Facts
- Charter Number
- #67668
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Tampa, Florida 33679-8605
- Address
- P.O. Box 18605
- Branches
- 13
- ATMs
- 16
- Members
- 43,564
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
43,564 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FLORIDACENTRAL |
|---|---|
| Total Assets | $614.7M |
| Members | 43,564 |
| Loans Outstanding | $404.2M |
| Shares & Deposits | $582.3M |
| Net Worth | $48.1M |
| Net Worth Ratio | 7.83% |
| Loan-to-Share Ratio | 69.4% |
| Delinquency Rate | 0.66% |
| Net Income | +$4,523,557 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 16 ATMs
Main Office
Main Office3333 Henderson Blvd
Tampa, FL 33609-2955
30- Bradenton Branch
701 9th St W
Bradenton, FL 34205-8656
45- St. Petersburg Branch
400 16th St N
Saint Petersburg, FL 33705-2023
50- Lakeland Branch
4630 S Florida Ave
Lakeland, FL 33813-2122
60- Brandon Branch
334 Oakfield Dr
Brandon, FL 33511-5706
Who Can Join FLORIDACENTRAL?
Membership Type: Community
Membership eligibility for FLORIDACENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FLORIDACENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. FLORIDACENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FLORIDACENTRAL has 43,564 members and a potential membership field of 5,552,689 people.
FLORIDACENTRAL's net worth ratio is 7.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.8%, FLORIDACENTRAL meets this threshold.
FLORIDACENTRAL operates 13 branch locations and has access to 16 ATMs. The main office is located at 3333 Henderson Blvd, Tampa, FL 33609-2955.
FLORIDACENTRAL was established in 1954. It is a state-chartered credit union chartered under charter number 67668. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FLORIDACENTRAL. All financial data is for informational purposes only.