FOREST AREA
Federal • Fife Lake, Michigan • Est. 1983
Quick Facts
- Charter Number
- #24047
- Type
- Federal
- Established
- 1983
- Headquarters
- Fife Lake, Michigan 49633-9765
- Address
- 6954 US Highway 131
- Branches
- 8
- ATMs
- 7
- Members
- 21,325
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,325 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOREST AREA |
|---|---|
| Total Assets | $317.9M |
| Members | 21,325 |
| Loans Outstanding | $194.8M |
| Shares & Deposits | $278.7M |
| Net Worth | $39.1M |
| Net Worth Ratio | 12.30% |
| Loan-to-Share Ratio | 69.9% |
| Delinquency Rate | 1.47% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 7 ATMs
Fife Lake
638 Boyd St
Fife Lake, MI 49633-9333
Manton
314 W Main St
Manton, MI 49663-8050
Kingsley
6966 Cougar Trl
Kingsley, MI 49649-8302
Kalkaska
409 W Mile Rd NW
Kalkaska, MI 49646-8914
Lake City
101 N Main St
Lake City, MI 49651
Who Can Join FOREST AREA?
Membership Type: Community
Membership eligibility for FOREST AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOREST AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
FOREST AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FOREST AREA has 21,325 members and a potential membership field of 709,597 people.
FOREST AREA's reported net worth ratio is 12.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FOREST AREA operates 8 branch locations and has access to 7 ATMs. The main office is located at 6954 US Highway 131, Fife Lake, MI 49633-9765.
FOREST AREA was established in 1983. It is a federal credit union chartered under charter number 24047. The institution has been serving members for 43 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FOREST AREA. All financial data is for informational purposes only.